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Portland Collection Lawyer, Oregon

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Richard J Parker Lawyer

Richard J Parker

VERIFIED
Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Rich has been a shareholder of Parker, Butte & Lane, P.C. since 1986. He practices in the areas of business and family immigration law as well as bank... (more)

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CONTACT

800-759-5751

Brian D. Chenoweth

Products Liability, Franchising, Eminent Domain, Collection, Toxic Mold & Tort
Status:  In Good Standing           

David Smith

Banking & Finance, Corporate, Business Organization, Collection, Construction
Status:  In Good Standing           

Pamela E. Yee

Business Organization, Collection, Credit & Debt, Real Estate
Status:  In Good Standing           

Dennis M Paterson

Litigation, Collection, Commercial Real Estate, Bankruptcy
Status:  Inactive           Licensed:  35 Years

Giles Gibson

Contract, Collection, Civil Rights
Status:  Suspended           Licensed:  24 Years

Susan Travis Egnor

Credit & Debt, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  38 Years

Kenneth Dobson

Agriculture, Collection, Business
Status:  In Good Standing           

Timothy James Zimmerman

Civil Rights, Credit & Debt, Commercial Real Estate, Collection
Status:  In Good Standing           Licensed:  30 Years

Timothy J Zimmerman

Civil Rights, Credit & Debt, Commercial Real Estate, Collection
Status:  In Good Standing           Licensed:  30 Years

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.