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Portland Bankruptcy & Debt Lawyer, Oregon

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Clarke  Balcom Lawyer

Clarke Balcom

VERIFIED
Bankruptcy & Debt, Criminal, Tax, DUI-DWI

If you are like many hard working Americans who have paid their debt on time, did the right thing and are still facing bankruptcy and foreclosure you ... (more)

Jacob D Braunstein Lawyer

Jacob D Braunstein

VERIFIED
Bankruptcy & Debt, Criminal, Estate, Consumer Rights, Accident & Injury

Jacob D. Braunstein, the founder and managing member of Braunstein Law, PC, is a graduate of Lewis & Clark Law School in Portland, Oregon. During law ... (more)

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CONTACT

800-853-7151

Richard J Parker Lawyer

Richard J Parker

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Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Rich has been a shareholder of Parker, Butte & Lane, P.C. since 1986. He practices in the areas of business and family immigration law as well as bank... (more)

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800-759-5751

Donna J. Smith Lawyer

Donna J. Smith

VERIFIED
Bankruptcy, Consumer Rights, Foreclosure, Litigation, Credit & Debt

Donna graduated from Northwood University with a bachelor's degree in business and received her law degree from Northwestern School of Law at Lewis an... (more)

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800-832-3180

Bradford  Siegman Lawyer

Bradford Siegman

VERIFIED
Bankruptcy

Portland Bankruptcy attorney, Bradford Siegman grew up near Milwaukee, Wisconsin. Bradford attended Brigham Young University-Idaho where he received h... (more)

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CONTACT

800-856-4620

David Charles Clarke Lawyer

David Charles Clarke

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, DUI-DWI, Personal Injury

I began my career in industry as a process engineer in the fledgling semiconductor manufacturing sector and ended it as an engineering manager for a s... (more)

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Brian D. Chenoweth

Products Liability, Franchising, Eminent Domain, Collection, Toxic Mold & Tort
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John Andrew Pinzelik

Bankruptcy, Business Organization, Employment, Landlord-Tenant, Wills & Probate
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B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract, Workout
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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCBA

See Fair Credit Billing Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.