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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Nicholas Belisle Lazzarini

Education, Lawsuit & Dispute, Misdemeanor, Bankruptcy

Status: In Good Standing

CONTACT

1930 Del Paso Road, Sacramento, CA 95834

Julius Michael Engel I

Bankruptcy, Criminal

Status: In Good Standing

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5855 Auburn Blvd, Sacramento, CA 95841

Gabriel Erik Liberman

Commercial Real Estate, Trusts, Corporate, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

1545 River Park Dr, Sacramento, CA 95815

John Michael O'Donnell

Business & Trade, Collection, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

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Rancho Cordova, CA 95741

Franklin Weaver King

Bankruptcy, Family Law

Status: In Good Standing

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Orangevale, CA 95662

John Caleb Orcutt

Litigation, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

1555 River Park Dr, Sacramento, CA 95815

Trevor Carson

Bankruptcy, Business

Status: In Good Standing

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900 Howe Avenue, Sacramento, CA 95825

Daniel Del Rio

Employment, Civil Rights, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2335 American River Dr, Sacramento, CA 95825

Ernest Y Chen

Workers' Compensation, Administrative Law, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 16 Years

CONTACT

4616 Duckhorn Dr, Sacramento, CA 95834

Charles Anthony Hughes

Real Estate, Business, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1101 Fulton Avenue, Sacramento, CA 95825

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Roseville Bankruptcy Lawyer, California, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Nicholas Belisle Lazzarini

Julius Michael Engel I

Gabriel Erik Liberman

John Michael O'Donnell

Franklin Weaver King

John Caleb Orcutt

Trevor Carson

Daniel Del Rio

Ernest Y Chen

Charles Anthony Hughes

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

ACCORD AND SATISFACTION

COLLATERAL

BANKRUPTCY

PRESUMED ABUSE

NUISANCE FEES

UNDUE HARDSHIP

CHAPTER 7 BANKRUPTCY

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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