Bankruptcy & Debt

Filing for bankruptcy is not ideal but it does provide immediate relief and a second chance at building your financial life. If your debt has become unmanageable and you’re struggling to make ends meet, it might be time to consider bankruptcy options. My first and foremost responsibility is to explain in detail all of the legal options you have. I’ll gather your relevant financial data and use it as a guide to recommend the best course of action.

Proudly taking bankruptcy and debt cases out of Vatham, New Jersey and the surrounding areas.

Frank Kerney III is a managing partner of The Consumer Lawyers. Frank grew up in central New Jersey before moving to Florida to attend the University of South Florida. After graduation, Mr. Kerney attended Stetson University College of Law where he was inducted into the law school’s honors fraternity and awarded the William F. Blews pro bono service award at graduation. Prior to co-founding The Consumer Lawyers, Frank worked for Morgan & Morgan’s national consumer protection department where he represented consumers across the Untied States in a variety of cases, with a focus on consumer credit reporting and illegal debt collection. Frank has been named a “Rising Star” by Super Lawyers magazine every year since 2016. Only the top 2.5% of lawyers in each state receive this award. In 2020, Frank was named a Top Attorney Under 40 by Law360, and was one of only two Plaintiff’s lawyers to be included in that list. Frank has been interviewed as legal analyst by multiple publications, including Law360, ABC, NBC, and Fox, and stories about his cases have been featured all over the world.

Attorney Quinlan and his team have been providing unmatched legal assistance for people in legal trouble for over 20 years. They use their professional expertise, connections, and guidance to get people out of trouble and back on solid ground. OUR GOAL IS TO DO SUCH A GREAT JOB FOR YOU THAT YOU CAN’T HELP BUT REFER US TO OTHERS. Many people across central Pennsylvania, just like you, are facing crushing stress due to creditor harassment or criminal prosecution. To make matters worse, they put off seeking professional legal advice and end up in a worse legal situation. Get a free evaluation of your situation and get a real plan to get out of trouble and on with your life.

Vincent Rubino is a shareholder in the firm of Newman Williams, P.C., in Stroudsburg, Monroe County, Pennsylvania, and has been practicing law at the firm since 1987. Born in Brooklyn, New York, Attorney Rubino is a graduate of the State University of New York at Albany and Hofstra School of Law in Hempstead, N.Y. Attorney Rubino devotes his practice to representing debtors in bankruptcy proceedings, having represented over six thousand (6,000+) clients in Monroe, Pike, Northampton, Carbon, Lehigh, Lackawanna and Luzerne Counties. Attorney Rubino was a member of the Board of Directors of the Middle District Bar Association for its initial decade, and was President between 2005 and 2007. He is presently an officer and member of the Board of Directors of the Monroe County Bar Association. Attorney Rubino regularly conducts seminars on bankruptcy law for local bar associations, realtors, tax collectors and other organizations.

**Helping Good People in Tough Situations Since 1992** My name is Jim Crawford. I founded the Law Office of James E. Crawford, Jr., & Associates -- JC Law -- back in 1992 to protect Maryland's most vulnerable against a biased legal system while helping them get their lives back. As our clients' legal needs have grown, the Firm has grown with them to provide the same level of legal expertise and guidance in every aspect of Maryland law. I and my Firm's team of family, criminal, & business lawyers understand that each case presents unique challenges and must be met with equally unique approaches. We commit to providing clients with: + An overall professional and positive experience; + Respect and compassion during often difficult times; + Experienced attorneys with a deep understanding of the judicial system and every aspect of Maryland law; and + Zealous legal representation to champion the client’s best interests in every situation. **Criminal Defense Against Maryland State & Federal Charges** For the past 28 years, I personally have defended people who have been charged with crimes in Baltimore, Catonsville, Annapolis, Bel Air and throughout every county and courtroom in Maryland. My trial experience is extensive. I am in court in front of judges and juries almost every day of my working life. Criminal defense is about more than knowing the law; it's also about understanding people. Judges, prosecutors, lawyers, police, and defendants all bring variables that can alter the outcome of a criminal case. At JC Law, our job is to stand next to you in your hour of need and help you get your life back. + Traffic & DUI Charges + Sex Crimes, including Rape & Sex Offenses + Child Pornography Investigations & Charges + Federal Charges, including Bribery, Fraud, Conspiracy, Embezzlement, Identity Theft, & Perjury + Domestic Assault & Violent Crimes, including Murder, Aggravated Assault, Abuse, Kidnapping, & Arson + Juvenile Offenses & College Misconduct, including Underage Drinking, Cyberbullying, Academic Misconduct, & Minor-related Sex Offenses + Drugs & Weapons Charges, including Armed Robbery & Weapon Possession at School + Court System Matters, including Warrants, Bail Hearings, Probation Violations, & Expungements If you are already charged or believe you are under investigation by a state agency such as the police or the federal government, it is extremely important that you retain the services of a highly qualified lawyer immediately. The quicker we have an understanding of the facts, the easier it is to push your case to resolution. **Domestic & Family Legal Services for Maryland Families** At JC Law, we help Maryland families form the best futures for themselves and their children through the legal system. We will stand with you through it all, doing whatever is necessary to make sure your case closes with a happy ending – and a bright new beginning. + General Divorce Services, including Prenuptial Agreements & Post-Divorce Modifications + Marital Settlement Agreements (MSAs) + Mediation Services + Men's Divorce Services, including Paternity & Father's Rights + Military Family Law, especially unique Divorce & Property Division requirements + Child-Related Services, including Custody, Visitation, & Child Support; Adoption; Grandparents' Rights; and Reproductive Technology + Alimony Negotiations + Protective & Peace Orders, both Emergency & Final + Contempt of Court **Business & Civil Litigation** JC Law helps our business & civil litigation clients keep their head in the game, not the courtroom. Our expert team of business & civil litigators defend your business when legal issues appear to sap your time, attention, and resources away from what truly matters: Your professional success and livelihood. + Business Services, including Corporate Transactions & Legal Guidance, Government Contracts, Mergers & Acquisitions, and Business Organization Creation + Civil Litigation, including the Defense of Professionals, Government Investigations, and Coronavirus Issues + Real Estate, including Property-Related Dispute Resolution, Leasing, Zoning & Permitting, Liens, and Settlements + Sports & Entertainment Law, including Contracts, Litigation & Disputes, Title IX & Title VII Issues, Arbitration & Mediation, and Public Relations **General Legal Services: Your Legal Champions, Always** I want my Firm to be your go-to legal resources whenever a legal issue arises. From immigration and bankruptcy to wills and worker's comp, we are always on your side. + Wills, Estates, & Trusts, including Estate Planning, POAs & Living Wills, Trust Administration, Estate Litigation, Elder Law, and Inheritance Disputes + Bankruptcy, including Personal Bankruptcy, Business Bankruptcy, Foreclosure, and Debt Consolidation + Personal Injury, including Vehicular & Driver Accidents, Medical Malpractice, Products Liability, and Swimming Pool Injuries + Worker's Compensation, including Appeals & Hearings, Death & Dependent Claims, Settlements & Compensation, Workplace Accidents, Pre-Existing Conditions, and Fraudulent Petitions Learn more about me and my team at JamesCrawfordLaw.com.

Clayton Cheek received his B. S. degree in English from Wake Forest University, his MBA from Wake Forest University and his J. D. from Wake Forest University. He is a member of the NC Bar Association, the American Bar Association and has been recognized by Super Lawyers. His focus is in Chapter 11, 7 and 13 Bankruptcy, Workouts and Alternatives to Bankruptcy, Business Entities, Contracts and Transactions, Estate and Succession Planning and Estate Administration. Before joining Oliver & Cheek, Clayton was a partner in the law firm of Hornthal, Riley, Ellis & Maland, L.L.P. in Elizabeth City, North Carolina, where he worked from 2003 to 2010. Before attending law school Clayton worked in a fund raising capacity with Ducks Unlimited, Inc., in Memphis, Tennessee.

Mark S Cherry, Attorney at Law, PC is a general practice professional law firm in Cherry Hill, NJ that, in addition to the general practice of law, assists homeowners across New Jersey. We have experience in Foreclosure Prevention and Bankruptcy Law. Our firm has helped hundreds of clients file bankruptcy securing their financial future and prevented many foreclosures keeping families safe at home.

Marcos D. Oliva was born in San Antonio, Texas and moved to McAllen where he attended James “Nikki” Rowe High School. After graduation he attended Texas A&M University in College Station on full scholarship where he majored in Biomedical Science. After college graduation he attended law school at John Marshall Law School in Chicago, IL. He has been back in Texas since 2004 and now practices consumer and business bankruptcy law. He is admitted to practice law in the State of Texas, the United States District and Bankruptcy Courts in the Southern District of Texas, and the United States Patent and Trademark Office.

Justin L. Lawrence is the managing partner of Lawrence & Associates, the successful law firm he founded in 2005. Along the way, Justin has started and built up the firm’s practice areas in personal injury, worker’s compensation, social security, wrongful death, and bankruptcy. Justin is a 2002 Cum Laude graduate of the University of Kentucky with Bachelor degrees in Accounting and Business Administration. While at the University of Kentucky, he was awarded the prestigious Woodson B. Gudgell scholarship. He earned his Juris Doctor degree from the Salmon P. Chase College of Law in 2005. In law school, he served as Vice President of the SBA and Justice of Phi Alpha Delta’s Hoffman Chapter. Justin was also honored with the Alex P. Hotchkiss Award for outstanding Chapter Justice, and the Hoffman Chapter was awarded the international Stanley H. Kohn Award for best chapter. Justin has years of experience in making sure his clients recover or save the maximum amount possible under the circumstances of their case. Sometimes this means representing injured men and women in civil cases against insurance companies and large corporations. Sometimes it means saving a family’s home. Regardless of the case, Justin is responsible for over one hundred million dollars paid to his clients in settlements and verdicts, paid in ongoing benefits, and saved from shady creditors. More importantly, Justin is passionate about the idea that law firms should provide better customer service, and has ensured that his firm is more responsive than its peers, with a higher staff to client ratio than other large plaintiff’s personal injury practices.