Bankruptcy

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Simran Sekhon is a practicing lawyer in the state of California.

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high school class while attaining all-conference status in both football and basketball. Jay’s upbringing in LaHarpe was instrumental in teaching him the value of honesty, dedication and hard work. Jay graduated with honors from Southern Illinois University in 1989, majoring in Mechanical Engineering and Energy Processes. While in college, he served as president of the Tau Beta Pi engineering honor society of which he remains a lifelong member. Jay attended law school at Southern Illinois University. While there, he served as the Research Editor on the Board of Editors for the Southern Illinois Law Journal. Jay graduated from law school in December 1991 and started his own practice shortly thereafter. Although he is one of the few registered patent attorneys in southern Illinois, Jay has chosen instead to focus his attention exclusively on bankruptcy work out of a desire to help people in need of assistance. In 1998, Jay became a 50% owner of the Bankruptcy Clinic. In 2008, he became 100% owner. Today, he serves as the President and managing attorney for the firm which has offices in Carbondale, Marion and Mt. Vernon, Illinois. During his tenure at the Bankruptcy Clinic, Jay has counseled or co-counseled over 12,000 bankruptcy filings. He is passionate in his desire to make a difference in people’s lives. Jay finds great fulfillment in knowing his work has had a profound positive effect on the lives of the clients he has served through the years. Over the years, Jay’s bankruptcy experience has drawn positive media attention. He has been featured on numerous occasions by local television and newspaper affiliates throughout Southern Illinois. Jay has made Southern Illinois his home for over 30 years. He has been happily married to his wife, Donna, for 20 years. To contact Jay at Bankruptcy Clinic, PC, call 618-993-1300.

Over the past 25 years, lawyer Richard Feinsilver has represented in excess of 6,000 clients in the prosecution of consumer and business bankruptcy proceedings. In addition, he has represented numerous individuals and businesses in the purchase and sale of residential and commercial property in New York. Rich has also been a lecturer and commentator on the topics of consumer bankruptcy and real estate law for the National Business Institute as well as a contributor to Fox Business News, the Wall Street Journal, and Newsday. In addition, each year since 2007, I have received a Peer Attorney Rating of AV (highest) from Martindale-Hubbell. This is based upon an independent polling of attorneys by Martindale-Hubbell (not a paid advertisement). I have also been named as a Top Legal Eagle for 2010 in the September, 2010 issue of Long Island Pulse Magazine, and a second time in March 2011

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he practiced reinsurance law at Chadbourne & Park in Washington, D.C. He subsequently relocated to Atlanta, Georgia and initially served as in-house counsel to Delta Air Lines, focusing primarily on marketing and mergers. In search of acquiring more courtroom experience, he joined a high volume workers' compensation firm in Decatur, Georgia, where he successfully represented hundreds of injured workers throughout Georgia. Jeff ultimately returned to Texas and was most recently associated with Greer, Herz & Adams of Galveston, where from 2003-2007, he practiced with some of the most highly skilled and regarded attorneys in Galveston County. Jeff started his own firm in 2018 to better serve his clients and has assembled a top notch team to achieve the best results for his clients. Given the broad success of his new firm, Jeff has expanded offices in Galveston and Austin to better serve clients throughout the state and country.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he practiced reinsurance law at Chadbourne & Park in Washington, D.C. He subsequently relocated to Atlanta, Georgia and initially served as in-house counsel to Delta Air Lines, focusing primarily on marketing and mergers. In search of acquiring more courtroom experience, he joined a high volume workers' compensation firm in Decatur, Georgia, where he successfully represented hundreds of injured workers throughout Georgia. Jeff ultimately returned to Texas and was most recently associated with Greer, Herz & Adams of Galveston, where from 2003-2007, he practiced with some of the most highly skilled and regarded attorneys in Galveston County. Jeff started his own firm in 2018 to better serve his clients and has assembled a top notch team to achieve the best results for his clients. Given the broad success of his new firm, Jeff has expanded offices in Galveston and Austin to better serve clients throughout the state and country.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he practiced reinsurance law at Chadbourne & Park in Washington, D.C. He subsequently relocated to Atlanta, Georgia and initially served as in-house counsel to Delta Air Lines, focusing primarily on marketing and mergers. In search of acquiring more courtroom experience, he joined a high volume workers' compensation firm in Decatur, Georgia, where he successfully represented hundreds of injured workers throughout Georgia. Jeff ultimately returned to Texas and was most recently associated with Greer, Herz & Adams of Galveston, where from 2003-2007, he practiced with some of the most highly skilled and regarded attorneys in Galveston County. Jeff started his own firm in 2018 to better serve his clients and has assembled a top notch team to achieve the best results for his clients. Given the broad success of his new firm, Jeff has expanded offices in Galveston and Austin to better serve clients throughout the state and country.

We focus our practice exclusively on consumer protection and class action law. We work on behalf of consumers whose rights had been violated by advertisers, banks and other lenders, auto dealers, credit bureaus, debt collectors and landlords. Consumer protection laws are designed to protect consumers like you from predatory lenders, overzealous debt collectors, careless credit bureaus and other harmful business practices. At our firm, we work to enforce existing consumer protection statutes to resolve consumer problems with: Unfair collection practices/debt collection harassment Unwanted telemarketing calls (robocalls) and spam texts Junk faxes Identity theft Credit reporting problems Mortgage problems

Mr. Oliver received his undergraduate and law degrees from UNC-Chapel Hill. He is a board certified specialist in Business Bankruptcy Law, certified by the North Carolina State Bar and the American Board of Specialization. Mr. Oliver has received numerous awards including: AV Preeminent Lawyer from Martindale-Hubbell Peer Review Rating, 2013 Legal Elite’s “Young Guns Award in North Carolina”, 2009-2017 North Carolina “Super Lawyer” and 2009-2017 Business North Carolina’s “Legal Elite.” He was the Co-Managing Editor of the North Carolina Bankruptcy Practice Manual in 2006 and has served as a Chapter 7 Panel Trustee for the Bankruptcy Court since 2009. In 2012-2013, he was elected to the Board of the National Association of Bankruptcy Trustees (NABT) and served as Co-Editor of NABTalk. He is a frequent speaker at legal conferences on bankruptcy issues across the country and has authored several articles on bankruptcy issues for national publications.

Protecting Your Life, Liberty, Property, Family, Income, Assets, and Pursuit of Happiness! Eliminate Debts & Get a Fresh Start! See Your Children! Protect your Assets & Possessions! We want to help you survive the financial attacks from your creditors or from the "ex", preserve your family relationships (see your children again), and protect your assets & income from all the "Takers" including the government. We strive to protect your rights and freedoms and provide for you great legal services as you request in a professional, respectful, realistic, and honest manner. We want to provide the service you desire and focus on your needs (if legal and ethical) and not on our needs or desires. We also communicate often with our clients to make sure you choose how to proceed and are informed of the status. Call us now to schedule an appointment for our free consultation (valued at $250 but free for you) and let us show you how we can help you keep on going.