Consumer Rights

John Robinson has been licensed to practice in Texas since 1991 and attained Board Certification in Criminal law from the Texas Board of Legal Specialization in 1998. His Board Certification is a mark of excellence and a distinguished accomplishment that only one in ten Texas attorneys attains. That Certification indicates that Mr. Robinson has substantial, relevant experience and has demonstrated the same in his representation of clients accused of committing crimes. Mr. Robinson is relentlessly committed to the protection of the constitutional rights of every client. For that, Mr. Robinson is respected throughout Dallas County and surrounding Counties. His experience in preparation, negotiation, and the trial of criminal cases is unparalleled. With over twenty five years of experience throughout the Dallas/Fort Worth area, Mr. Robinson has successfully defended hundreds of clients. His results include numerous dismissals and not guilty verdicts at trial.

Richard Shea graduated from California State Polytechnic University, Pomona with a Bachelor of Science degree in Hotel & Restaurant Management in 1995 and received his Doctor of Jurisprudence from Indiana University School of Law – Bloomington in 1998. He has concentrated his practice in the field of Consumer Bankruptcy for the past 11 years. Richard is a member of the Indianapolis Bar Association, the Indiana State Bar Association and the National Association of Consumer Bankruptcy Attorneys. He has served on the Local Rules and Procedures Advisory Committee of the United States Bankruptcy Court for the Southern District of Indiana and has taught at bankruptcy seminars.

Attorney Alexis Galindo graduated from the University of Southern California with a Bachelor’s Degree in real estate and finance in 1982. In 1985 he graduated from the University of Oklahoma College of Law. Mr. Galindo also attended Oxford University, Queens College, Oxford, England on a fellowship for International Business Transactions. Mr. Galindo has been a California Real Estate Broker for over 25 years. Mr. Galindo, has been a member of the California State Bar since 1988 and is admitted to practice before the California Supreme court, California Courts, United States District Courts, and U.S. Appeals Court, U.S. Court of Claims. Mr. Galindo is married with three children. When Mr. Galindo is not working he is swimming, scuba diving, boxing, and running.

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other. We provide affordable protection to consumers suffering from debt throughout California and assist them in getting out of debt for as little as possible. We resolve judgments, garnishments, student loan debt (federal & private), collection lawsuits, debt settlement, collection harassment and bankruptcy. We have been practicing law for over 25 years and have helped thousands to become debt free on a basis you can afford. Our motto is Admit Nothing, Demand Proof!

Christopher M. Lefebvre, Esq. practices family, bankruptcy and consumer protection law with his father in Pawtucket, Rhode Island. Chris is a member of the debtor/creditor committee of the Rhode Island Bar Association and is a frequent speaker on consumer matters. He was the 1995 recipient of the Rhode Island Bar Association's Pro Bono Publico Award for his commitment to equal access to justice for the poor. To date, his largest case was the Sears bankruptcy class action suit where 190,000 former debtors received restitution in excess of $175 million. Chris received his B.S. from Boston College and his J.D. from Suffolk University Law School.CASES OF INTEREST:Melfi v. WMC Mortgage Corp., 568 F.3d 309 (1st Cir. 2009) : TILA class action case where mortgage company left spaces on model form blank for date of refinancing and date of actual deadline for rescission. District Court held that these technical deficiencies did not violate TILA and First Circuit affirmed. Petition for Rehearing en banc and/or Panel Rehearing filed 6/25/09. If denied, Plaintiff intends to seek a petition for certiorari to the United States Supreme Court.Bonney v. Washington Mutual Bank, 596 F.Supp.2d 173 (D.Mass. 2009): Borrower alleged that mortgage company's failure to include the transaction date on the notices of rescission violated TILA. Although the magistrate judge agreed that such a notice stated a claim, the District Court disagreed and called omitting such information "merely technical."Tenney v. Deutsche Bank Trust Corp., 2009 WL 415510 (D.Mass. 2009): Borrower signed a "Certificate of Confirmation of Notice of Right to Rescind."at the closing which both "confirmed" that he would not exercise his right to rescind and stated that the three business days for rescission had already elapsed, when they had not. District Court held that the Borrower had stated a TILA claim and case would not be dismissed.Deandrade v. Trans Union LLC, 523 F.3d 61 (1st Cir. 2008): Consumer litigation under the Fair Credit Reporting Act (FCRA) regarding the credit bureaus' alleged failure to reinvestigate and delete a disputed debt from consumer's credit report.Megitt v. Indymac Bank, F.S.B., 547 F.Supp.2d 56 (D.Mass. 2008): TILA class action case regarding blank spaces on model form.Dixon v. Calusa Investments, LLC, 554 F.Supp.2d 139, (D.R.I. 2008): Consumer brought a putative class action against a creditor, claiming that it had violated the Fair Credit Reporting Act (FCRA) in sending out various mailers.In re Chiappone, 2007 WL 4178510 (Bankr.D.Conn. 2007): Successful adversary litigation on behalf of non-debtor wife and her divorce attorney regarding non-dischargeability of certain domestic support obligations and related attorney fees arising from Rhode Island Family Court divorce decree.Dixon v. Shamrock Financial Corp., 482 F.Supp.2d 172 (D.Mass.2007): Consumer sued under the Fair Credit Reporting Act (FCRA) for creditor sending solicitation offering free consultation for purposes of, inter alia, restructuring his debt.Sullivan v. Greenwood Credit Union, 499 F.Supp.2d 83 (D.Mass. 2007): Class action on behalf of creditors who received a "pre-approved" letter for a home loan from credit union, claiming that the credit union unlawfully accessed the credit reports of the recipients.Park v. Ford Motor Co., 928 A.2d 469 (R.I. 2007): Consumer class action against truck manufacturer that failed to provide security system listed on window sticker as a standard feature.In re Wilding, 475 F.3d 428 (1st Cir. 2007): Bankruptcy Court and B.A.P. both held that Debtor could not avoid judicial lien that had already been satisfied, but the First Circuit reversed and held that if the lien existed at the filing of the bankruptcy petition and was not satisfied until afterwards the lien could be avoided.Palmer v. Champion Mortg., 465 F.3d 24, (1st Cir. 2006): TILA litigation where borrower alleged notice of rescission was confusing because dates which were completed had already passed by time borrower received notices in mail.In re Montes, 2006 WL 3898386 (Bankr.D.R.I. 2006): On Debtor's Complaint, Banrkuptcy Court held any obligation for car repairs could not be deemed an extension of the original retail installment contract and was merely an unsecured claim discharged in bankruptcyMorrissey v. Webster Bank, N.A., 417 F.Supp.2d 183 (D.Mass. 2006): Consumer who was not customer of bank brought action against bank, challenging adequacy of fee notices posted on automatic teller machines (ATMs) owned by bank under the Electronic Fund Transfer Act.Belini v. Washington Mut. Bank, FA, 412 F.3d 17 (1st Cir. 2005): As matter of first impression, TILA permits damages claim based on lender's alleged failure to respond properly to borrower's notice of rescission.In re Watson, 403 F.3d 1(1st Cir 2005): Litigated to the First Circuit issue of whether or not cost of private school tuition for Chapter 13 debtors' minor children was "reasonably necessary" expense so as to be included in "disposable income" available to debtors for payments under their chapter 13 plan (no longer relevant under BAPCPA).Hoefs v. CACV of Colorado, LLC, 365 F.Supp.2d 69 (D.Mass. 2005): Consumer brought action against collection agency, law firm, and lawyer alleging violations of Fair Debt Collection Practices Act (FDCPA) and state law - arbitration compelled.In re Ladds,2005 WL 1365078 (Bankr.D.R.I. 2005): Bankruptcy Court denied non-debtor spouse's request for abstention to allow litigation regarding litigation against debtor wife regarding non-dischargeability of certain credit card debt to proceed in Rhode Island Family Court.Rodrigues v. Members Mortgage Co., Inc., 323 F.Supp.2d 202 (D.Mass. 2004): TILA class action against mortgage company and lender alleging violation of disclosure requirements in federal Truth in Lending Act (TILA) and Massachusetts Consumer Credit Cost Disclosure Act (CCCDA).Barrett v. Avco Financial Services Management Co., 292 B.R. 1 (D.Mass. 2003): Class action to recover for creditor's alleged practice of attempting to collect discharged prepetition debts pursuant to "reaffirmation agreements" which did not satisfy statutory requirements.Mann v. Chase Manhattan Mortg. Corp., 316 F.3d 1 (1st Cir. 2003): Chapter 13 debtor-mortgagors sued to recover for mortgagee's alleged violations of automatic stay.Arruda v. Sears, Roebuck & Co., 310 F.3d 13 (1st Cir. 2002): Former Chapter 7 debtors brought putative class action against creditor-retailer, its affiliated entity, and retailer's law firm, alleging that defendants violated the Bankruptcy Code, the Fair Debt Collection Practices Act (FDCPA), and/or state law by entering into post-discharge redemption agreements with plaintiffs without bankruptcy court approval.In re Lamanna, 285 B.R. 347 (Bankr.D.R.I. 2002): Litigation regarding dischargeability of student loan obligations where Bankruptcy Court adopted the "hybrid approach" to student loan dischargeability, whereby the undue hardship analysis is applied to a debtor's educational debt on a loan-by-loan basis.In re Singleton, 284 B.R. 322 (D.R.I. 2002): Bankruptcy Court could only certify debtor class from Rhode Island district regarding creditor's alleged violation of discharge injunction in connection with reaffirmation agreements.In re Larocque, 283 B.R. 640 (Bankr.D.R.I. 2002): Bankruptcy court exercised its discretion to deny enforcement of arbitration clause and retained jurisdiction over TILA dispute.In re Mann, 249 B.R. 831, (BAP 1st Cir. 2000): Bankruptcy Appellate Panel affirmed that consumer debtor could "strip off" wholly undersecured second mortgage on residential real property and treat it as unsecured.Conley v. Sears, Roebuck & Co., 222 B.R. 181 (D.Mass. 1998): At the time, the largest class action case in bankruptcy court history, holding Sears liable for obtaining unauthorized reaffirmation agreements from Debtors and failing to file them with various bankruptcy courts.In re Kheng, 202 B.R. 538 (Bkrtcy.D.R.I. 1996): Debtor allowed to "strip off" portion of nonresidential real estate mortgage that was undersecured and continue to pay agreed to monthly mortgage payments for term of note under chapter 13 plan.

We give you the leverage you need to make sound decisions when disputes rise to the level of litigation. By quickly and aggressively advancing your interests, we efficiently and effectively move cases toward conclusion, whether by pre-trial settlement, alternative dispute resolution, pre-trial judgment, or trial. Every minute and dime you spend on litigation is time and money taken away from what's important to you. Therefore, we actively prosecute your claims and defenses so that you can focus on what's most important to you.

Partner Casey Goolsby focuses his practice on civil litigation, personal injury and wrongful death, business, consumer, collections and appellate law, and patent litigation. Successful in trial courts and appellate courts throughout Texas, Mr. Goolsby is admitted to practice before the U.S. District Court for the Eastern District of Texas. He is a member of the Texas Trial Lawyers Association, the American Association for Justice (formerly the Association of Trial Lawyers of America), and a number of bar associations, including Northeast Texas, Gregg County, Smith County, and Harrison County. Mr. Goolsby is also active in his community, including in the United Way and Junior Achievement, and he serves on the boards of area foundations, schools, and his church. Mr. Goolsby resides in Longview, Texas, with his wife and their two children.

My name is Ernest J. Lee Sr. I founded the Lee Law Group, (LLG) in 2007 after working for four different law firms in the greater San Diego Area. Frankly, I felt I had learned all I could from those nice people and decided it was now time that I teach. I have been teaching my adversaries ever since. I founded the LLG so that more people could afford legal representation and be able to litigate issues that affect their everyday lives. We try to do this by making litigation more affordable, thereby allowing more people to be able to afford legal services.

“When a client selects our office to represent them, it is a great honor. Our clients trust us to navigate them through the rigors of a high-stakes legal system. There is nothing more professionally satisfying to me than rewarding that trust by achieving a successful result.” Tim is experienced in all areas of complex litigation and alternative dispute resolution and focuses his practice on medical malpractice, personal injury, and appellate law. A partner in Phelan, Phelan & Danek and head of the Appellate Law practice, his strength is a comprehensive knowledge of the law and understanding of the legal process. Prior to entering private practice, Tim served as an Appellate Court Attorney for the Appellate Division Third Department. This experience provided him an insider's perspective of the different courts, and how the court decision process works. He has been with Phelan, Phelan & Danek from the beginning, and values its big firm experience, small firm relationships, and the family environment. Tim is very active with his family and community. He serves as Board President with Niskayuna Youth Football & Cheerleading, works with the Niskayuna Town Parks & Recreation Committee, and coaches his daughter's travel softball team. Married for 14 years to his high school sweetheart Jessica, he has 3 children, softball player Cadence, 11, footballer Brooks, 10, and 6-year-old Lilly, who specializes in 'trouble'. Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. I received a call from a 10 year old girl who broke her wrists using monkey bars at school.  After falling, her teacher declined to let her see the nurse and she completed the school day.  She was healing well, but several attorneys turned down her case believing that her damages were limited.  The School District’s insurance company claimed that they were only responsible for a couple of hours of pain and suffering and offered nuisance value.  I took the case and sued the School District for depriving the child of her civil rights under 42 U.S.C. section 1983, by depriving the child of her basic human right to medical care.  The case settled quickly after that for a substantial settlement. How did you build a successful practice? The cornerstone of my practice, as with most, is to listen specifically to my client’s needs.  I believe what sets my practice apart, is creativity in designing approaches to reach a client’s goals using all available avenues.  To achieve this goal, I have developed expertise in all means available.  From trial to alternative dispute resolution, I have the expertise to achieve the goals of my clients in the means that best suits their objectives. What should clients look for in a lawyer? First and foremost, clients should look for an experienced lawyer who listens to them and understands their core objectives.  I believe that a fundamental component to the lawyer’s job is to ensure that he or she understands exactly what the client’s objectives are.  Once the objectives are clearly identified, the attorney’s responsibility to provide the client with available options to achieve that goal and an honest evaluation of the case. What information can you provide in a free phone consultation? During our initial telephone conversation, we will discuss the aspects of your case and get an understanding of not only what happened, but what you would like to have happen moving forward.  At this point, we will determine if my firm is an appropriate match for you.  If so, we will make a plan to meet and discuss what materials, if necessary, we should review as we continue to develop a plan. What information do you need in a free phone consultation? During the initial telephone conversation, clients should be prepared to generally discuss the nature of their case and be prepared with as many details as possible.  We need to know what happened, and how it has impacted you.  In addition, we need to know the timing of the occurrences that give rise to your potential claim.  Time may be of the essence, so please call as soon as possible.  We are here and ready to help you. What differentiates you from other lawyers in your community? What differentiates me from other lawyers in this field is the perspectives on the law and the system that I have honed over the course of my career.  One of the keys to the development of my practice was my time as a clerk with the Appellate Division, Third Department.  Not only was I exposed to several types of cases while there, but I gained the valuable and rare perspective of the cases from the Court’s view.  Using these experiences, I have endeavored to create a practice model that is friendly to the Court’s needs.  I find that this approach has been helpful to achieve client goals. What is the most rewarding aspect of your job? The most rewarding part of my job is the satisfaction that I take away from making a difference in my client’s lives.  Clients come to our firm with a need, and often in distress.  We work hard to reach a conclusion of their case that meets their needs and improves their lives.  The opportunity to make a positive impact on the lives of others is what sparked my interest in the law years ago and still fuels my practice today. What are your other interests in addition to law? I am an active volunteer in the Community.  I have four children and coach youth football.

During Raymond’s practice, which spans over a decade, he has gained extensive experience in all facets of complex litigation. His expertise includes litigation of employment, general liability, class action, construction, products, and general business litigation matters – from start through trial, and appeal. Further, he has prepared volumes of employment handbooks, construction and real estate disclosures and agreements, and general business contracts aimed to fully protect his clients and, when applicable, transfer risk to the appropriate parties. This allows Raymond to offer a unique perspective to his clients and create strategies for any scenario.