Stone Mountain Bankruptcy & Debt Lawyer, Georgia

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John Joseph McManus Lawyer

John Joseph McManus

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Ralph S. Goldberg Lawyer

Ralph S. Goldberg

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Police Misconduct, Lawsuit, Bankruptcy, Civil Rights

Ralph Goldberg has practiced law since 1975. He is a member of all courts in Georgia, and the Eleventh Circuit Court of Appeals, and Supreme Court of ... (more)

Laurene Cristine Cuvillier Lawyer

Laurene Cristine Cuvillier

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Laurene Cuvillier is an attorney who is a partner in the Decatur, Georgia, law firm of Goldberg & Cuvillier, P. C. The firm’s practice includes rep... (more)

Stephen Francis Suarino Lawyer

Stephen Francis Suarino

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Stephen Suarino is an Immigration, Real Estate, Accident & Injury, Estate, and General Practice lawyer in Norcross, Georgia.

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John G. Walrath Lawyer

John G. Walrath

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Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Estate
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The Law Offices of John G. Walrath is a small, aggressive and experienced Georgia law firm handling both civil and criminal cases throughout the State... (more)

Matt  Berry Lawyer

Matt Berry

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Divorce, Bankruptcy, Social Security, Car Accident, Family Law

Representing Georgia residents for over 30 years in Family Law, Bankruptcy and Social Security Disability.

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Chuck Michael Douglas Lawyer

Chuck Michael Douglas

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Credit & Debt, Lawsuit & Dispute, Bankruptcy & Debt, Consumer Rights, Business
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Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

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Joe Perry Redd

Construction, Corporate, Contract, Bankruptcy
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Premises Liability, Wrongful Death, Contract, Credit & Debt
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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT FILE

See credit report.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.