Tuscaloosa Bankruptcy & Debt Lawyer, Alabama


Anne Wilson Guthrie Lawyer

Anne Wilson Guthrie

VERIFIED
Bankruptcy, Family Law, Juvenile Law, Social Security, Divorce & Family Law

Anne Guthrie is a practicing lawyer in the state of Alabama. She received her J.D. from University of Alabama School of Law in 2000. Anne works at Wil... (more)

Jeffrey Grant Rainer Lawyer

Jeffrey Grant Rainer

VERIFIED
Accident & Injury, Divorce & Family Law, Adoption, Estate, Bankruptcy & Debt

RAINER & RAINER, LLC, FOCUSES ON DIVORCE, CHILD CUSTODY/SUPPORT, BANKRUPTCY, CRIMINAL CASES, AND APPELLATE CASES. RAINER & RAINER, LLC, CAN ALSO ASSI... (more)

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CONTACT

800-924-1291

E. Calhoun Wilson

Bankruptcy, Wills & Probate, Social Security -- Disability, Estate Planning
Status:  In Good Standing           

Kathryn Lila Bettis

Defect and Lemon Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  12 Years

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CONTACT
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Lyle Kenneth Elmer

Estate, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  13 Years

Ruth Brightwell Mcfarland

Banking & Finance, Credit & Debt, Collection, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  24 Years

Jay F. Guin

Government, Gift Taxation, Corporate, Credit & Debt
Status:  In Good Standing           

Elizabeth Schadt Gordon

Residential Real Estate, Land Use & Zoning, Estate Planning, Commercial Bankruptcy
Status:  Inactive           Licensed:  22 Years

Rachel Callie Lavender Webber

Foreclosure, Credit & Debt, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  22 Years

William Ellis Mccartney

Litigation, Banking & Finance, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  9 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.