Birmingham Bankruptcy & Debt Lawyer, Alabama


John W. Clark IV Lawyer

John W. Clark IV

VERIFIED
Business, Bankruptcy & Debt, Lawsuit & Dispute, Real Estate

Clients choose John W. Clark IV not only because he is award-winning and experienced, but also because he is highly trusted and regarded. He has repre... (more)

FREE CONSULTATION 

CONTACT

205-506-0075

Josh J. Mitchell Lawyer

Josh J. Mitchell

VERIFIED
Bankruptcy & Debt, Personal Injury, Divorce & Family Law, Estate
Serving Birmingham With Integrity

Josh Mitchell graduated from Jacksonville State University in 1996 and studied law at the Birmingham School of Law where he graduated in 2000. He was... (more)

FREE CONSULTATION 

CONTACT

800-730-2571

William Stephenson Halsey Lawyer

William Stephenson Halsey

VERIFIED
Civil Rights, Insurance, Bankruptcy, Personal Injury

William Halsey is a practicing lawyer in the state of Alabama.

J. Dennis  Gallups Lawyer

J. Dennis Gallups

VERIFIED
Bankruptcy & Debt, Insurance, Divorce & Family Law, Immigration, Products Liability

An attorney returning his phone calls is not optional, it is mandatory! We understand the need to discuss your particular legal issue on your time tab... (more)

FREE CONSULTATION 

CONTACT

800-568-1170

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Stephen Hasty Jones Lawyer

Stephen Hasty Jones

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Accident & Injury, Personal Injury, Estate

Attorney Stephen H. Jones has been in the practice of Law for over 20 years.

Jeremy Michael Crowley Lawyer

Jeremy Michael Crowley

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Criminal, Accident & Injury, Estate

Jeremy Crowley is a practicing lawyer in the state of Alabama. Mr. Crowley received his J.D. from the Samford University Cumberland School of Law.

John Watts

Labor Law, Corporate, Credit & Debt, Bankruptcy
Status:  In Good Standing           

Keith Randal Martin

Consumer Protection, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

FREE CONSULTATION 

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Joy Beth Barganier Smith

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Max C Pope

Estate, Child Custody, Insurance, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.