Mobile Bankruptcy & Debt Lawyer, Alabama


William Luther Chandler Poole Lawyer

William Luther Chandler Poole

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Real Estate, Accident & Injury, Estate
Small Firm. Big Results.

William Poole is a practicing lawyer in the state of Alabama. He graduated from Thomas Goode Jones School of Law, Faulkner University with his J.D. in... (more)

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800-785-4690

John  Grow Lawyer

John Grow

VERIFIED
Bankruptcy & Debt, Criminal, Juvenile Law, Child Custody, Personal Injury

I graduated in 1993 at Faulkner School of Law with honors and was a member of the justice court. I have had my trial practice for 24 years which is a ... (more)

Nathan P. Friedlander Lawyer

Nathan P. Friedlander

VERIFIED
Divorce & Family Law, Real Estate, Estate, Accident & Injury, Bankruptcy & Debt

Successfully serving clients in Mobile Nathan P. Friedlander, P.C. represents individuals and businesses in the city of Mobile and throughout Mobil... (more)

J. Walton Jackson

Admiralty & Maritime, Bankruptcy, Corporate, Commercial Real Estate
Status:  In Good Standing           
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Carson Irvine Nicolson

Farms, Credit & Debt, Divorce, Family Law
Status:  In Good Standing           

Mike Dasinger

Civil Rights, Collection, Complex Litigation, Consumer Protection
Status:  In Good Standing           

Angela M Cooper

Personal Injury, Bankruptcy, Employment, Estate
Status:  In Good Standing           Licensed:  23 Years

Rachel Macon

Divorce & Family Law, Bankruptcy & Debt, Criminal, Estate
Status:  In Good Standing           Licensed:  11 Years

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Brent Thomas Day

Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  21 Years

Christopher Kern

Wills & Probate, Divorce, Business, Bankruptcy
Status:  In Good Standing           Licensed:  38 Years

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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Mobile Bankruptcy & Debt Lawyers and Mobile Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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