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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Herbert Hoover Franks

✓ VERIFIED

Accident & Injury, Workers' Compensation, Bankruptcy & Debt, Real Estate, Divorce & Family Law

Herb Franks grew up on a dairy farm in Marengo, Illinois. And as a young man working early and long hours milking cows, he knew he wanted more out of ... (more)

FREE CONSULTATION

CONTACT

815-923-2107

19333 East Grant Highway, Marengo, IL 60152

James P Mullally

Family Law, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 East Grant Highway, Marengo, IL 60152

Steven Greeley

Accident & Injury, Criminal, Divorce & Family Law, Bankruptcy & Debt, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Rebecca Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Rebecca Anne Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

William Pulak

Landlord-Tenant, Divorce, Business, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

110 W Prairie St, Marengo, IL 60152

William Douglas Pulak

Landlord-Tenant, Divorce, Business, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

110 W Prairie St, Marengo, IL 60152

Jeffrey Bruce Rifken

Civil Rights, Collection, Divorce, Transactions

Status: In Good Standing Licensed: 52 Years

CONTACT

12274 Daphne Drive, Huntley, IL 60142

Jeffrey Rifken

Civil Rights, Collection, Divorce, Transactions

Status: In Good Standing Licensed: 52 Years

CONTACT

12274 Daphne Drive, Huntley, IL 60142

Michael Cortina

Litigation, Banking & Finance, Business, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

2460 Lake Shore Drive, Woodstock, IL 60098

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Union Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Herbert Hoover Franks

James P Mullally

Steven Greeley

Rebecca Lamm

Rebecca Anne Lamm

William Pulak

William Douglas Pulak

Jeffrey Bruce Rifken

Jeffrey Rifken

Michael Cortina

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LEGAL TERMS

DEBT COLLECTOR

WORKOUT

FORBEARANCE

LIMITED PARTNERSHIP

UNDUE HARDSHIP

BANKRUPTCY TRUSTEE

401(K) PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NUISANCE FEES

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