Clay City Collection Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Lindsey Floyd

Divorce & Family Law, Civil Rights, Business & Trade, Collection

Status: In Good Standing

CONTACT

309 South Jefferson, Robinson, IL 62454

Michael Correll

Divorce & Family Law, Criminal, Civil Rights, Collection

Status: In Good Standing

CONTACT

309 South Jefferson, Robinson, IL 62454

Lindsey Diane Floyd

Estate Planning, Family Law, Business & Trade, Collection

Status: In Good Standing

CONTACT

309 South Jefferson, Robinson, IL 62454

James Steven Ayres

Litigation, Estate Planning, Divorce, Collection

Status: In Good Standing

CONTACT

102 E Main St, Robinson, IL 62454

Kenneth William Sullivan

Federal Appellate Practice, Civil & Human Rights, Collection, Civil Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

102 East Main Street, Robinson, IL 62454

Max L. Tedford

International Tax, Estate Planning, Civil Rights, Collection

Status: In Good Standing

CONTACT

102 East Main Street, Robinson, IL 62454

Craig Owen Weber

International Tax, Collection, Federal Appellate Practice, Divorce & Family Law, Municipal

Status: In Good Standing

CONTACT

102 E Main St, Robinson, IL 62454

Max Tedford

Tax, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

102 East Main Street, Robinson, IL 62454

David John Gerber

Commercial Real Estate, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 56 Years

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David J. Gerber

Business Organization, Collection, Credit & Debt, Wills & Probate

Status: In Good Standing

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT FILE

See credit report.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCBA

See Fair Credit Billing Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Clay City Collection Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Lindsey Floyd

Michael Correll

Lindsey Diane Floyd

James Steven Ayres

Kenneth William Sullivan

Max L. Tedford

Craig Owen Weber

Max Tedford

David John Gerber

David J. Gerber

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LEGAL TERMS

BANKRUPTCY TRUSTEE

GRACE PERIOD

AUTOMATIC STAY

CREDIT FILE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FCBA

CREDIT BUREAU

DOING BUSINESS AS (DBA)

CHAPTER 13 BANKRUPTCY

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