Henderson County, KY Collection Lawyers, page 7

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Melissa Dailey Bach

General Practice

Status: In Good Standing

CONTACT

4342 Saint Olaf Circle, Henderson, KY 42420

Patricia A Corino

General Practice

Status: In Good Standing

CONTACT

210 Third St, Henderson, KY 42420

Patrick Clark Shea

General Practice

Status: In Good Standing

CONTACT

1348 Dylan Cir, Henderson, KY 42420

Peter Pruitt Cohron

General Practice

Status: In Good Standing

CONTACT

350 Tartan Dr, Henderson, KY 42420

Phelps L Lambert

General Practice

Status: Inactive

CONTACT

Henderson, KY 42419

Phillip Dane Shields

Trusts, Estate, Estate Planning, Elder Law

Status: In Good Standing

CONTACT

101 1St St, Henderson, KY 42420

Preston J. Wade

Landlord-Tenant, Divorce & Family Law, DUI-DWI, Criminal, Personal Injury

Status: In Good Standing

CONTACT

818 N. Elm Street, Henderson, KY 42419

Rebecca Lynn Hudson

General Practice

Status: In Good Standing

CONTACT

939 Osage Dr, Henderson, KY 42420

Rebecca Lynne Galloway

General Practice

Status: In Good Standing

CONTACT

103 N Main St, Henderson, KY 42420

Robert Brian Ousley

Social Security, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

653 Constanza Drive, Henderson, KY 42420

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Henderson County, KY Collection Lawyers, page 7

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Melissa Dailey Bach

Patricia A Corino

Patrick Clark Shea

Peter Pruitt Cohron

Phelps L Lambert

Phillip Dane Shields

Preston J. Wade

Rebecca Lynn Hudson

Rebecca Lynne Galloway

Robert Brian Ousley

TIPS

LEGAL TERMS

PRIORITY DEBT

MEETING OF CREDITORS

IRS EXPENSES

REAFFIRMATION

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DOING BUSINESS AS (DBA)

TRADE NAME

DISPOSABLE INCOME

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