Piedra Reorganization Lawyer, California, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard E. Hemb

Corporate, Contract, Business Organization, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

420 Bullard Ave, Clovis, CA 93612

Susan A. Hemb

Family Law, Alimony & Spousal Support, Child Support, Children's Rights, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

420 Bullard Ave, Clovis, CA 93612

Susan Ann Hemb

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

420 Bullard Ave, Clovis, CA 93612

Richard Thomas Wheeler

Litigation, Wills, Corporate, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

1175 Shaw Ave, Clovis, CA 93612

Paul S. James

Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

3100 Willow Ave, Clovis, CA 93612

Robert A Hawkins

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

1849 N Helm Ave, Fresno, CA 93727

George C Jacques

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

7120 N Whitney Ave, Fresno, CA 93720

Robert Wharton Milton Cross

Estate Planning, Bankruptcy, Elder Law, Commercial Real Estate, Trusts

Status: Retired Licensed: 53 Years

CONTACT

3410 Mccall, Selma, CA 93662

Mario Takashi Langone

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

2565 E Perrin Ave, Fresno, CA 93720

Tracy Elizabeth Blair

Lawsuit & Dispute, Health Care, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

2543 E Sarazen Ave, Fresno, CA 93730

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Piedra Reorganization Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Richard E. Hemb

Susan A. Hemb

Susan Ann Hemb

Richard Thomas Wheeler

Paul S. James

Robert A Hawkins

George C Jacques

Robert Wharton Milton Cross

Mario Takashi Langone

Tracy Elizabeth Blair

TIPS

LEGAL TERMS

CREDITOR

COLLECTION AGENCY

IRS EXPENSES

MEANS TEST

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR LABOR STANDARDS ACT (FLSA)

UNSECURED DEBT

REPOSSESSION

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