Armada Bankruptcy & Debt Lawyer, Michigan, page 4

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Michael J. Smith

Litigation, Lawsuit & Dispute, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  40 Years

Michael Kitchen

Intellectual Property, Divorce & Family Law, Criminal, Collection
Status:  In Good Standing           Licensed:  17 Years

Richard G. Roosen

Consumer Rights, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  42 Years

Sara Habib Habbo

Dispute Resolution, Labor Law, Consumer Rights, Consumer Bankruptcy
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Dawn M. Walton

Other, Criminal, Credit & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  31 Years

Daniel Marchese

Estate Planning, Divorce, Divorce & Family Law, Bankruptcy

David L. Mazur

Estate Planning, Elder Law, Business, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  37 Years

Craig S. Schoenherr

Immigration, Consumer Protection, Business, Consumer Bankruptcy
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John Modrzejewski

Traffic, Consumer Protection, Consumer Rights, Bankruptcy
Status:  In Good Standing           Licensed:  38 Years

Ryan Mahlon Moldovan

Other, Credit & Debt, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt
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800-943-8690

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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