Boynton Beach Credit & Debt Lawyer, Florida

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Grant Justin Skolnick

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

2728 Sw 23Rd Cranbrook Dr, Boynton Beach, FL 33436

Robert Cordel Gindel

Civil Rights, Credit & Debt, Bankruptcy, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

1500 Gateway Blvd, Boynton Beach, FL 33426

Lenore Michelle Rosetto Parr

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

12150 Colony Preserve Dr, Boynton Beach, FL 33436

Marc Adam Hoffman

Employee Rights, Credit & Debt, Family Law

Status: In Good Standing Licensed: 13 Years

CONTACT

6991 Great Falls Cir, Boynton Beach, FL 33437

Robert Pellegrino

Employment, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1615 S. Congress Avenue, Delray Beach, FL 33445

James Chen-Tune Tai

Trusts, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

2755 S Federal Hwy, Boynton Beach, FL 33435

Jessica Ilene Most

Dispute Resolution, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

14280 S Military Trl, Delray Beach, FL 33482

John Michael Koenig

Litigation, State Trial Practice, Credit & Debt, Dispute Resolution

Status: In Good Standing Licensed: 40 Years

CONTACT

3960 Hypoluxo Rd, Boynton Beach, FL 33436

Paul Aaron Herman

Arbitration, Workers' Compensation, Contract, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

4801 Linton Blvd, Delray Beach, FL 33445

Mark Anthony Kieslor

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

1615 S Congress Ave, Delray Beach, FL 33445

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Boynton Beach Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Grant Justin Skolnick

Robert Cordel Gindel

Lenore Michelle Rosetto Parr

Marc Adam Hoffman

Robert Pellegrino

James Chen-Tune Tai

Jessica Ilene Most

John Michael Koenig

Paul Aaron Herman

Mark Anthony Kieslor

TIPS

LEGAL TERMS

COLLATERAL

GUARANTOR

PRIORITY DEBT

CURRENT MONTHLY INCOME

LIQUIDATING PARTNER

CREDIT INSURANCE

SOLE PROPRIETORSHIP

ADMINISTRATIVE EXPENSES

CREDIT COUNSELING

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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