Toronto Bankruptcy & Debt Lawyer, Ontario


Caryma F Sa'd Lawyer

Caryma F Sa'd

VERIFIED
Criminal, Landlord-Tenant
Caryma Sa’d practices law in the Greater Toronto Area and beyond.

A major component of Caryma’s current work involves advocacy with respect to human rights and social justice issues. She writes and tweets extensive... (more)

Jonathan  Mesiano-Crookston Lawyer

Jonathan Mesiano-Crookston

VERIFIED
Lawsuit & Dispute, Intellectual Property, Franchising, Business, Health Care

Jonathan Mesiano-Crookston (BScH Biochem, JD) is a partner with the boutique commercial litigation firm of Goldman Hine LLP and a registered patent an... (more)

FREE CONSULTATION 

CONTACT

800-681-3730

Matthew Adam Friedberg Lawyer

Matthew Adam Friedberg

VERIFIED
Criminal, DUI-DWI, Felony, Motor Vehicle, White Collar Crime

Matthew Friedberg has been a criminal defence lawyer his entire career. He has successfully represented thousands of clients charged with every type o... (more)

John Edward Charles Hyde Lawyer

John Edward Charles Hyde

VERIFIED
Employment, Labor Law

John-Edward C. Hyde is a Partner and Chair of the Management-side Labour Group, at Hyde HR Law. John is one of only 22 lawyers in Canada, certified as... (more)

Noel Martin Gerald Daley Lawyer

Noel Martin Gerald Daley

Accident & Injury, Medical Malpractice, Insurance, Civil Rights, Sexual Harassment

Noel Daley's success in law has been clearly defined by his upbringing. Inspired by his mother, who put his brothers and him through law school, he ha... (more)

Peter  Manderville Lawyer

Peter Manderville

VERIFIED
Business, Lawsuit & Dispute, Employment, Real Estate

Peter is a former partner from Gowling Lafleur Henderson LLP. He was called to the Bar of Ontario in 1990. He specializes in commercial and insurance ... (more)

Manmeet Kaur Thind Lawyer

Manmeet Kaur Thind

VERIFIED
Real Estate, Construction, Civil Rights, Litigation, Trusts

Manmeet Thind is an associate at Morris and Morris LLP. Manmeet received her Juris Doctor from the University of Western Ontario's Faculty of Law. At ... (more)

Rohan R. Haté Lawyer

Rohan R. Haté

VERIFIED
Accident & Injury, Real Estate, Criminal, Divorce & Family Law, Employment

Rohan Haté is a partner at the law firm of McPhadden Samac Tuovi Haté LLP. Rohan received his Honours Bachelor of Arts degree from the Universit... (more)

FREE CONSULTATION 

CONTACT

800-969-6421

Ken J. Berger Lawyer

Ken J. Berger

VERIFIED
Accident & Injury, Criminal, Employment, Health Care, Business
Ontario, New York

Berger law firm is a focused legal advocacy firm that helps clients, businesses, corporations, professionals, health care providers (doctors, dentists... (more)

FREE CONSULTATION 

CONTACT

416-356-9919

Donald Sumner Baker Lawyer

Donald Sumner Baker

VERIFIED
Divorce & Family Law, Estate, Collection

Donald S. Baker has been practicing law since his call to the Ontario Bar in 1978, first as a litigator and then as a family law specialist. For over ... (more)

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Toronto Bankruptcy & Debt Lawyers and Toronto Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.