Canon Bankruptcy & Debt Lawyer, Georgia

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Robert Douglas Lenhardt Lawyer

Robert Douglas Lenhardt

VERIFIED
Criminal, Bankruptcy, DUI-DWI, Personal Injury, Business & Trade

Doug Lenhardt concentrates his practice in the areas of Criminal Defense, Bankruptcy, and Personal Injury. Since 2002, Doug has served the Athens com... (more)

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CONTACT

800-981-1450

Adam M. Cain

Complex Litigation, DUI-DWI, Credit & Debt, Collection
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Tradd Alister Bosch

Criminal, Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  12 Years

Willie Woodruff Jr.

Traffic, Employment, Family Law, Bankruptcy
Status:  In Good Standing           Licensed:  45 Years

Erin Redmon Moore

Family Law, Divorce & Family Law, Criminal, Credit & Debt
Status:  In Good Standing           Licensed:  15 Years

Inez Grant

Estate, Divorce & Family Law, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  32 Years

Adam Michael Cain

Federal Trial Practice, Criminal, Insurance, Consumer Bankruptcy, Slip & Fall Accident
Status:  In Good Standing           Licensed:  21 Years

Thomas H. Rogers

Tax, Family Law, Elder Law, Business & Trade, Bankruptcy
Status:  In Good Standing           Licensed:  47 Years

Christopher John Liken

Employee Rights, Divorce, Banking & Finance, Bankruptcy
Status:  Inactive           

Barry Gordon Irwin

Federal Trial Practice, Non-profit, Bankruptcy, Animal Bite
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.