Chicago Timeshare Lawyer, Illinois

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Vytas  Jurjonas Lawyer

Vytas Jurjonas

VERIFIED
Real Estate, Bankruptcy & Debt

Jonas Price, LLC is a firm comprised of energetic and young professionals dedicated to helping clients achieve their goals. Bringing together over 35... (more)

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312-291-9700

Timothy S Tomasik Lawyer

Timothy S Tomasik

Accident & Injury, Personal Injury, Wrongful Death, Construction, Products Liability

I have been practicing law for 24 years now and I am one of the founding members of Tomasik Kotin Kasserman, LLC. During this time, I have distinguish... (more)

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312-605-8800

J. Kevin  Benjamin Lawyer

J. Kevin Benjamin

VERIFIED
Bankruptcy & Debt, Consumer Rights, Tax, Real Estate, Lawsuit & Dispute
representation in chapter 7, 13, 11, foreclosure defense, mortgage loan workouts and restructurings

Meet The Founder And Managing Partner At Benjamin Brand, LLP - J. Kevin Benjamin, Esq. No challenge is too difficult for Attorney J. Kevin Benjamin... (more)

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800-929-4690

Abraham  Michelson Lawyer

Abraham Michelson

VERIFIED
Bankruptcy & Debt, Foreclosure, Consumer Protection, Tax Litigation

Established in 1972, our knowledgeable legal team can advise you on your rights and options for negotiating a viable solution to your credit woes. We'... (more)

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John F. Winters Lawyer

John F. Winters

Accident & Injury, Motor Vehicle, Wrongful Death, Personal Injury, Premises Liability

John F. Winters, Jr. is a founding partner of the firm Winters Enright Salzetta & O’Brien, L.L.C. The firm was formed in 1997 and Mr. Winters co... (more)

Lisa J. Vedral

Estate Planning, Family Law, Litigation, Real Estate
Status:  In Good Standing           

Donald G. Machalinski

Ethics, Premises Liability, Health Care, Professional Malpractice
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Larry J. DeVries

Business Organization, Contract, Franchising, Real Estate
Status:  In Good Standing           

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Brian J. Russell

Bankruptcy, Condominiums, Consumer Bankruptcy, Workout
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Bridget A. Liccardi

Products Liability, Construction, Premises Liability, Car Accident
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LEGAL TERMS

PRIVATE MORTGAGE INSURANCE (PMI)

Insurance that reimburses a mortgage lender if the buyer defaults on the loan and the foreclosure sale price is less than the amount owed the lender (the mortga... (more...)
Insurance that reimburses a mortgage lender if the buyer defaults on the loan and the foreclosure sale price is less than the amount owed the lender (the mortgage plus the costs of the sale). A home buyer who makes less than a 20% down payment may have to purchase PMI.

PRECEDENT

A legal principle or rule created by one or more decisions of a state or federal appellate court. These rules provide a point of reference or authority for judg... (more...)
A legal principle or rule created by one or more decisions of a state or federal appellate court. These rules provide a point of reference or authority for judges deciding similar issues in later cases. Lower courts must apply these rules when faced with similar legal issues. For example, if the Montana Supreme Court decides that a certain type of employment contract overly restricts the right of the employee to quit and get another job, all other Montana courts must apply this same rule.

INHERITORS

Persons or organizations who receive property from someone who dies.

SHORT SALE (OF HOUSE)

A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale ... (more...)
A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. See also deed in lieu (or foreclosure).

DEED IN LIEU (OF FORECLOSURE)

A means of escaping an overly burdenome mortgage. If a homeowner can't make the mortgage payments and can't find a buyer for the house, many lenders will accept... (more...)
A means of escaping an overly burdenome mortgage. If a homeowner can't make the mortgage payments and can't find a buyer for the house, many lenders will accept ownership of the property in place of the money owed on the mortgage. Even if the lender won't agree to accept the property, the homeowner can prepare a quitclaim deed that unilaterally transfers the homeowner's property rights to the lender.

DEBENTURE

A type of bond (an interest-bearing document that serves as evidence of a debt) that does not require security in the form of a mortgage or lien on a specific p... (more...)
A type of bond (an interest-bearing document that serves as evidence of a debt) that does not require security in the form of a mortgage or lien on a specific piece of property. Repayment of a debenture is guaranteed only by the general credit of the issuer. For example, a corporation may issue a secured bond that gives the bondholder a lien on the corporation's factory. But if it issues a debenture, the loan is not secured by any property at all. When a corporation issues debentures, the holders are considered creditors of the corporation and are entitled to payment before shareholders if the business folds.

DEEP LINK

A link from one website to another that bypasses the second website's home page and takes the user directly to an internal page on the site. For example, a deep... (more...)
A link from one website to another that bypasses the second website's home page and takes the user directly to an internal page on the site. For example, a deep link from Yahoo might take the user directly to a news article on a news site instead of linking to the home page of the site.

COVENANTS, CONDITIONS & RESTRICTIONS (CC&RS)

The restrictions governing the use of real estate, usually enforced by a homeowners' association and passed on to the new owners of property. For example, CC&Rs... (more...)
The restrictions governing the use of real estate, usually enforced by a homeowners' association and passed on to the new owners of property. For example, CC&Rs may tell you how big your house can be, how you must landscape your yard or whether you can have pets. If property is subject to CC&Rs, buyers must be notified before the sale takes place.

NULLA BONA

Latin for 'no goods.' This is what the sheriff writes when she can find no property to seize in order to pay off a court judgment.