Des Plaines Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Glenn Betancourt-Burgos

Adoption, Alimony & Spousal Support, Bankruptcy, Child Support

Status: In Good Standing

CONTACT

3158 S. River Road, Des Plaines, IL 60018

Julia J Smolka

Bankruptcy & Debt, Banking & Finance, Estate

Status: In Good Standing

FREE CONSULTATION

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216 Higgins Road, Park Ridge, IL 60068

Ellen Ann Yearwood

Adoption, Divorce & Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

636 S River Rd, Des Plaines, IL 60016

Bryan J. Berry

Real Estate, International Tax, Collection, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

9501 W Devon Ave, Des Plaines, IL 60018

Glenn Betancourt-burgo

Estate Planning, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

2720 South River Rd, Des Plaines, IL 60018

Glenn Betancourt-burgo

Estate Planning, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

2720 South River Rd, Des Plaines, IL 60018

David T Arena

Litigation, Business, Collection, Personal Injury

Status: In Good Standing

CONTACT

444 N Northwest Hwy, Park Ridge, IL 60068

John Gierum

Commercial Real Estate, Litigation, Transactions, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

2700 South River Rd, Des Plaines, IL 60018

William Mantas

Real Estate, Government, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

2700 S River Rd, Des Plaines, IL 60018

Bryan Berry

Tax, International Tax, Collection, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

9501 W Devon Ave, Des Plaines, IL 60018

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Des Plaines Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Glenn Betancourt-Burgos

Julia J Smolka

Ellen Ann Yearwood

Bryan J. Berry

Glenn Betancourt-burgo

Glenn Betancourt-burgo

David T Arena

John Gierum

William Mantas

Bryan Berry

TIPS

LEGAL TERMS

REAFFIRMATION

FDCPA

TOXIC TORT

GARNISHMENT

CHAPTER 7 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SUBROGATION

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

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