Essex Fells Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Enrico Luciano

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Estate, Divorce & Family Law, Power of Attorney, Bankruptcy, Real Estate

Enrico Luciano is a practicing lawyer in the state of New Jersey.

CONTACT

800-947-8041

271 Route 46 West, Fairfield, NJ 07004

Mark A Baumgarten

Corporate, Personal Injury, Reorganization

Status: In Good Standing

CONTACT

155 Prospect Ave, West Orange, NJ 07052

Adam Seidner

Divorce & Family Law, Bankruptcy & Debt, Misdemeanor, Real Estate

Status: In Good Standing Licensed: 11 Years

FREE CONSULTATION

CONTACT

3 Overlook Court, North Caldwell, NJ 07006

Stuart Minion

Divorce & Family Law, Bankruptcy & Debt, Real Estate, Traffic

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

33 Clinton Road, West Caldwell, NJ 07006

Yale I. Lazris

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing Licensed: 60 Years

CONTACT

3 Becker Farm Rd, Roseland, NJ 07068

Stuart D. Minion

Real Estate, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Clinton Road, Caldwell, NJ 07006

Eric Howard Horn

Commercial Real Estate, Business & Trade, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

101 Eisenhower Parkway, Roseland, NJ 07068

Lawrence Minasian

Family Law, Estate Planning, Real Estate, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

80 Main St, West Orange, NJ 07052

Rebecca L. Eckert

Foreclosure, Bankruptcy, Wills & Probate

Status: In Good Standing

CONTACT

33 Clinton Rd, Caldwell, NJ 07006

Angela G. Kim

Child Custody, Criminal, Children's Rights, Collection

Status: In Good Standing

CONTACT

101 Eisenhower Parkway, Roseland, NJ 07068

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FCRA

See Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

Essex Fells Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Enrico Luciano

Mark A Baumgarten

Adam Seidner

Stuart Minion

Yale I. Lazris

Stuart D. Minion

Eric Howard Horn

Lawrence Minasian

Rebecca L. Eckert

Angela G. Kim

TIPS

LEGAL TERMS

REAFFIRMATION

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

FCRA

NONEXEMPT PROPERTY

BULK SALES LAW

401(K) PLAN

CREDIT FILE

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