Guyton Bankruptcy & Debt Lawyer, Georgia

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R. Brandon Galloway Lawyer

R. Brandon Galloway

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Accident & Injury, Wills & Probate, Bankruptcy, DUI-DWI, Divorce & Family Law

R. Brandon Galloway is a practicing lawyer in the state of Georgia where he currently works at Galloway & Galloway, P.C. He received his bachelors deg... (more)

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CONTACT

800-231-7620

Dennis George Dozier

Divorce & Family Law, Criminal, Accident & Injury, Bankruptcy & Debt, Mass Torts
Status:  In Good Standing           Licensed:  30 Years

Andraya Arlita Mimms

Dispute Resolution, Lawsuit & Dispute, Civil & Human Rights, Bankruptcy
Status:  In Good Standing           Licensed:  29 Years

Jeffrey William Narmore

Bankruptcy
Status:  In Good Standing           Licensed:  24 Years

Jeffrey William Narmore

Bankruptcy
Status:  In Good Standing           Licensed:  24 Years

Margaret Ware Sigman Puccini

Landlord-Tenant, Construction, Trademark, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Jay Paul Jacobs

Bankruptcy, Divorce & Family Law, Estate, Wills & Probate, Power of Attorney
Status:  In Good Standing           Licensed:  48 Years

Daniel C. Jenkins

Civil Rights, Bankruptcy, Collection, Bankruptcy & Debt
Status:  In Good Standing           

Melody Yu-Ong Boyd

Credit & Debt, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

C. James Mccallar

Dispute Resolution, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  52 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CCCS

See Consumer Credit Counseling Service.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.