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Kathleen Donnelly
About Us | Contact Us
Law Office of Kathleen Donnelly
526 Superior Ave #1030 Cleveland, OH 44114Â» view map
Chapter 7, Chapter 13, Free Evaluations
Need Debt Relief? Contact Me Today

There is hope for debt relief. At the Cleveland, Ohio, law office of Kathleen Donnelly, we help people like you to escape from under mountains of debt.

800-413-4100
1. Kathleen Donnelly Cleveland, Ohio
  Attorney at Law-OH,1988
  Cleveland State University, J.D. 1988
2. About UsKathleen Donnelly
  Find out what makes us one of the top law firms in the country for bankruptcy.
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Kathleen Donnelly

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt, Collection

Chapter 7 or 13 Bankruptcy

Clients want results & meaningful results. Our goal is to achieve those results through dedication, hard work and total commitment to professional exc... (more)

FREE CONSULTATION

CONTACT

800-927-0211

526 Superior Ave E, Cleveland, OH 44114

Todd Alan Bobka

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1370 Ontario Street, Cleveland, OH 44113

Jeffrey L. Koberg

Landlord-Tenant, Foreclosure, Credit & Debt, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

925 Euclid Avenue, Cleveland, OH 44115

Peter Costello

Credit & Debt, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 18 Years

CONTACT

Independence, OH 44131

Michael Lawrence Fine

Lawsuit, Credit & Debt, Litigation, Collection

Status: In Good Standing

CONTACT

3684 Silsby Road, Cleveland, OH 44118

Kendra Nicole Davitt

Administrative Law, Litigation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

1200 Ontario St, Cleveland, OH 44113

Kriss Delbert Felty

Commercial Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

2636 Hidden Canyon Dr, Brecksville, OH 44141

Nancy Anne Valentine

Litigation, Transactions, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

200 Public Square, Cleveland, OH 44114

Suzanne Jacqueline Saganich

Real Estate, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

1375 East Ninth Street, Cleveland, OH 44114

Shannon Marie Byrne

Transactions, Reorganization, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

200 Public Square, Cleveland, OH 44114

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Independence Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Law Office of Kathleen Donnelly

SPONSORED LAWYERS

Kathleen Donnelly

Todd Alan Bobka

Jeffrey L. Koberg

Peter Costello

Michael Lawrence Fine

Kendra Nicole Davitt

Kriss Delbert Felty

Nancy Anne Valentine

Suzanne Jacqueline Saganich

Shannon Marie Byrne

TIPS

LEGAL TERMS

BULK SALES LAW

MEANS TEST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CHAPTER 13 BANKRUPTCY

FRAUDULENT TRANSFER

NO-FAULT INSURANCE

CREDIT COUNSELING

COLLATERAL

FAIR CREDIT REPORTING ACT (FCRA)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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