Jeffersonville Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Russ B. Cope

Real Estate, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing

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6826 Loop Road, Dayton, OH 45459

James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

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4511 Cemetery Road, Hilliard, OH 43026

Kathleen L. Caress

Banking & Finance, Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing

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2250 Huntington Center, 41 South High Street, Columbus, OH 43215

Mark William Iannotta

Commercial Leasing, Contract, Business Organization, Credit & Debt

Status: In Good Standing

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2109 Stella Court, Columbus, OH 43215

James Wiley Park

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

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1299 Olentangy River Road, Columbus, OH 43212

Rick West

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

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70 Birch Alley, Dayton, OH 45440

Eric Eastman Willison

Real Estate, Criminal, Constitutional Law, Credit & Debt

Status: In Good Standing Licensed: 28 Years

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4876 Cemetery Rd, Hilliard, OH 43026

Tony Comunale

Identity Theft, Banking & Finance, Credit & Debt, Wrongful Death

Status: In Good Standing

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130 W. Second Street, Dayton, OH 45402

John Gerard Jansing

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

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One South Main St, Dayton, OH 45402

Michael C. Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing

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41 S High St, Westerville, OH 43215

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT FILE

See credit report.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Jeffersonville Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Russ B. Cope

James E. Nobile

Kathleen L. Caress

Mark William Iannotta

James Wiley Park

Rick West

Eric Eastman Willison

Tony Comunale

John Gerard Jansing

Michael C. Tomkies

TIPS

LEGAL TERMS

DEBT COLLECTOR

CHAPTER 13 PLAN

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT FILE

NONDISCHARGEABLE DEBTS

CREDIT REPORT

UNSECURED DEBT

FCRA

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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