Lafayette Credit & Debt Lawyer, Louisiana

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Rodd Christian Richoux Lawyer

Rodd Christian Richoux

VERIFIED
Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection, Accident & Injury
Close The Book On Debt

At the Richoux Law Firm, I represent clients who are in financial trouble. If you are considering filing for bankruptcy, you need an attorney who can ... (more)

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CONTACT

800-349-9781

Jason Blake Boudreaux

Litigation, Employee Rights, Credit & Debt, Personal Injury
Status:  In Good Standing           

Joseph Patrick . Hebert

Litigation, Oil & Gas, Administrative Law, Credit & Debt
Status:  In Good Standing           Licensed:  39 Years

Joseph P Hebert

Litigation, Oil & Gas, Administrative Law, Credit & Debt
Status:  In Good Standing           Licensed:  39 Years
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Tracy P Curtis

Employee Rights, Insurance, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  28 Years

Michael Francis Miley

Bankruptcy, Credit & Debt
Status:  In Good Standing           Licensed:  26 Years

Terrance Joseph Keenan

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt
Status:  In Good Standing           Licensed:  14 Years

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLATERAL

Property that guarantees payment of a secured debt.

SAMPLE LEGAL CASES

Hill v. Hill

... Through negotiations, the first mortgage was paid off and cancelled and the holder of the line of credit debt agreed to release its security interest on the property and forgive any deficiency balance in return for a payment of $17,560.00. ...

Franklin Credit Management Corporation v. Gray

2 So.3d 598 (2009). FRANKLIN CREDIT MANAGEMENT CORPORATION v. Percy GRAY, Jr. No. ... 599 Patrick D. Breeden, New Orleans, LA, for Appellant, Percy Gray, Jr. Charles H. Heck, Jr., Dean Morris, LLP, Monroe, LA, for Appellee, Franklin Credit Management Corporation. ...

Knox v. West Baton Rouge Credit, Inc.

... A judgment sustaining WBR Credit's exception of prescription and dismissing plaintiff's declaratory action with prejudice was signed on January 30, 2008. ... the executory proceeding is pending, either in the executory proceeding or in a separate suit, "when the debt secured by ...