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William Sandoz
About | Practice Areas
Sandoz Law Offices
424 S Union St Opelousas, LA 70570» view map
Bankruptcy & Debt
Experienced Bankruptcy & Debt Lawyer

Sandoz Law Offices offers more than 100 years of experience in helping individuals overcome debt and get a fresh start!

800-807-2090
1. William Sandoz Opelousas, LA
  Attorney at Law - LA, 1977
  Loyola Law School 1977
2. AboutSandoz Law Offices
  Serving Louisiana for over 100 years.
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Rodd Christian Richoux

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection, Accident & Injury

Close The Book On Debt

At the Richoux Law Firm, I represent clients who are in financial trouble. If you are considering filing for bankruptcy, you need an attorney who can ... (more)

FREE CONSULTATION

CONTACT

800-349-9781

110 E. Kaliste Saloom Road, Lafayette, LA 70508

D. Patrick Keating

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

600 Jefferson Street, Lafayette, LA 70501

Gregory L. Thibodeaux

Criminal, Bankruptcy, Divorce & Family Law, Estate

Status: In Good Standing Licensed: 33 Years

CONTACT

105 Villere Cir, Lafayette, LA 70506

Joshua Keith Trahan

Litigation, International Other, Business & Trade, Consumer Bankruptcy

Status: In Good Standing

CONTACT

102 Versailles Blvd, Lafayette, LA 70501

Patrick S. Ottinger

Oil & Gas, Clean Air Practice, Commercial Bankruptcy, Municipal

Status: In Good Standing

CONTACT

102 Versailles Blvd, Lafayette, LA 70501

John M. Jefcoat

Workers' Compensation, Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

1925 Dulles Dr, Lafayette, LA 70506

Patrick Cornelius Cotter

International Tax, Child Custody, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

146 Teche Dr, Lafayette, LA 70503

Lauren Ledet Gardner

Environmental Law Other, Workers' Compensation, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

1200 Camellia Blvd, Lafayette, LA 70508

Steven Travis Ramos

Banking & Finance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

1301 Camellia Blvd, Lafayette, LA 70508

Thomas Thomassie

Construction, Personal Injury, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

350 Doucet Rd., Lafayette, LA 70503

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Brossett v. Howard

... The defendants have also filed with this court an Exception of No Right of Action, asserting that Amy Brossett lost her standing to seek damages through this action when she filed for bankruptcy while the lawsuit was pending. ...

DeBaillon v. Consolidated Operating Co.

975 So.2d 682 (2008). Paul Nicholls DeBAILLON, Bankruptcy Trustee, et al. ... David Patrick Keating, Attorney at Law, Opelousas, LA, for Plaintiffs-Appellants, Paul Nicholls DeBaillon, Bankruptcy Trustee, Frederick W. Chapman, III, and Jane Elizabeth Chapman. ...

Wilson v. Beechgrove Redevelopment, LLC

... On June 24, 2009, defendant Beechgrove Redevelopment, LLC filed Peremptory Exceptions of Res Judicata and Discharge in Bankruptcy. Beechgrove alleged that it filed for Chapter 11 Reorganization in October of 2007 and ...

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Lafayette Bankruptcy Lawyer, Louisiana

Sponsored Law Firm

Sandoz Law Offices

SPONSORED LAWYERS

Rodd Christian Richoux

D. Patrick Keating

Gregory L. Thibodeaux

Joshua Keith Trahan

Patrick S. Ottinger

John M. Jefcoat

Patrick Cornelius Cotter

Lauren Ledet Gardner

Steven Travis Ramos

Thomas Thomassie

TIPS

LEGAL TERMS

TRADE DRESS

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

IRS EXPENSES

PREFERENCE

NO-FAULT INSURANCE

GARNISHMENT

WINDING UP

DEBIT CARD

SAMPLE LEGAL CASES

Brossett v. Howard

DeBaillon v. Consolidated Operating Co.

Wilson v. Beechgrove Redevelopment, LLC

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