New York Bankruptcy & Debt Lawyer List, page 2

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Gregory M. Messer Lawyer

Gregory M. Messer

VERIFIED
Brooklyn Bankruptcy & Debt Lawyer

Providing debt relief for individual and business clients in the New York City area for more than three decades Gregory Messer, a principal in The ... (more)

FREE CONSULTATION 

CONTACT

800-887-8940

Jesus Antonio Cachaya Lawyer

Jesus Antonio Cachaya

VERIFIED
White Plains Bankruptcy & Debt Lawyer

We have offices located in Westchester, White Plains and New York City and we represent clients throughout all of New York State in various legal matt... (more)

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CONTACT

800-318-9750

Jeffrey Edward Litman Lawyer

Jeffrey Edward Litman

VERIFIED
Woodbury Bankruptcy & Debt Lawyer

Eugene Litman, Esq. established Litman & Litman, P.C. in 1958. Eugene raised his four sons with aspirations that they would join him in the legal prof... (more)

Asher Brian White Lawyer

Asher Brian White

VERIFIED
Brooklyn Bankruptcy & Debt Lawyer

Asher White is a practicing lawyer in the state of New York.

FREE CONSULTATION 

CONTACT

800-886-0360

Elliot Scott Schlissel Lawyer

Elliot Scott Schlissel

VERIFIED
Lynbrook Bankruptcy & Debt Lawyer
I am available to help my clients 7 days a week.

The Law Offices of Schlissel DeCorpo is composed of attorneys and paralegals who are caring, dedicated professionals contributing experience and exper... (more)

FREE CONSULTATION 

CONTACT

800-718-3171

Alan Julius Goldberg Lawyer

Alan Julius Goldberg

VERIFIED
New York Bankruptcy & Debt Lawyer

GOLDBERG & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a full service ... (more)

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CONTACT

800-727-7301

Thomas John Minotti Lawyer

Thomas John Minotti

VERIFIED
Lagrangeville Bankruptcy & Debt Lawyer

Mr. Minotti received his Bachelors Degree from Pace University in 1995 and his Juris Doctor Degree from Pace University School of Law in 1998. Upon gr... (more)

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CONTACT

800-918-5290

Scott R. Schneider Lawyer

Scott R. Schneider

VERIFIED
Hicksville Bankruptcy & Debt Lawyer

My name is Scott R. Schneider, and I'm committed to bringing more than two decades of bankruptcy law experience to help you unburden yourself if you a... (more)

FREE CONSULTATION 

CONTACT

800-725-7891

Vivian Mortimer Williams Lawyer

Vivian Mortimer Williams

VERIFIED
New York Bankruptcy & Debt Lawyer

VMW LAW is a general service law firm in New York City which was founded in 2004. With a broad array of legal services, the firm is dynamic and very p... (more)

Steven William Stutman Lawyer

Steven William Stutman

VERIFIED
Melville Bankruptcy & Debt Lawyer

Steven Stutman is a practicing lawyer in the state of New York handling Real Estate and Estate matters.

FREE CONSULTATION 

CONTACT

631-393-6001

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CCCS

See Consumer Credit Counseling Service.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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