North Las Vegas Bankruptcy & Debt Lawyer, Nevada


D. Chris Albright Lawyer

D. Chris Albright

VERIFIED
Business & Trade, Litigation, Construction Contracts, Professional Malpractice, Collection

Mr. Albright, a former law clerk to the Nevada Supreme Court and Judicial Extern at Nevada’s U.S. District Court, has represented both plaintiffs an... (more)

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CONTACT

702-384-7111

Thomas C. Michaelides Lawyer

Thomas C. Michaelides

VERIFIED
Criminal, Landlord-Tenant, Traffic, Bankruptcy & Debt, Divorce & Family Law

Ever since I was a little kid, I have been completely captivated by the Constitution and the U.S. Supreme Court. Anything related to either of those w... (more)

FREE CONSULTATION 

CONTACT

800-843-7430

Shaun  Rose Lawyer

Shaun Rose

VERIFIED
Accident & Injury, Car Accident, Bankruptcy, Estate, Securities Fraud
My clients are everything to me and I go the extra-mile to get them the best settlement possible.

Shaun Rose Law LLC is dedicated and focused on getting you the maximum recovery possible.

FREE CONSULTATION 

CONTACT

800-770-4351

George H. Haines Lawyer

George H. Haines

VERIFIED
Bankruptcy & Debt, Foreclosure, Credit & Debt, Bankruptcy Litigation

Las Vegas has been hit harder financially than any other city in the United States – and because of the recession, the downturn in the real estate m... (more)

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CONTACT

800-631-4970

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Shelley D. Krohn

Wills & Probate, Guardianships & Conservatorships, Civil & Human Rights, Bankruptcy
Status:  In Good Standing           

Yvette R. Freedman

Americans with Disabilities Act , Civil Rights, Corporate, Bankruptcy
Status:  In Good Standing           

Jennifer Kissel-Morales

Arbitration, Consumer Bankruptcy, DUI-DWI, Dental Malpractice
Status:  In Good Standing           

Susan Williams Scann

Banking & Finance, Bankruptcy, Landlord-Tenant, Collection
Status:  In Good Standing           

Steve Sidhu

Bankruptcy
Status:  In Good Standing           

John A Clement

Adoption, Business Organization, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CREDIT FILE

See credit report.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.