Odessa Credit & Debt Lawyer, Missouri
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1-5 of 5 matches. Page 1 of 1
Jonathan A Margolies
Federal Appellate Practice, Corporate, Workout, Credit & Debt
Status: In Good Standing
605 West 47Th Street, Kansas City, MO 64112
Profile LAWPOINTS™34/100
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605 West 47Th Street, Kansas City, MO 64112
Profile LAWPOINTS™34/100
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Randall Lee Eager
Credit & Debt, Gift Taxation, Bankruptcy, International Tax
Status: In Good Standing
2345 Grand Blvd, Kansas City, MO 64108
Profile LAWPOINTS™22/100
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Brandon Lindsay Steenson
State Government, Business & Trade, Corporate, Credit & Debt
Status: In Good Standing
1000 Walnut St, Kansas City, MO 64106
Profile LAWPOINTS™22/100
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3000 Ne Brooktree Lane, Kansas City, MO 64119
Profile LAWPOINTS™17/100
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LEGAL TERMS
REPOSSESSION
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.
FAIR CREDIT BILLING ACT (FCBA)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.
LIMITED LIABILITY
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.
CHAPTER 13 PLAN
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.
401(K) PLAN
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.
NO-FAULT INSURANCE
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.
SECRET WARRANTY PROGRAM
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.
COSIGNER
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.
CHAPTER 13 BANKRUPTCY
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.
SAMPLE LEGAL CASES
STATE EX REL. KOSTER v. Professional Debt Management, LLC
... taken against alleged debtors; engaging in deception; engaging in unfair practice through
unethical, oppressive and unscrupulous conduct in forcing consumers to choose between paying
a debt they do not owe and having false collection information on their credit reports; and ...
STATE EX REL. KOSTER v. PROFESSIONAL DEBT MANAGEMENT, LLC
... taken against alleged debtors; engaging in deception; engaging in unfair practice through
unethical, oppressive and unscrupulous conduct in forcing consumers to choose between paying
a debt they do not owe and having false collection information on their credit reports; and ...
Capital One Bank v. EDISON CREDIT UNION
... When Capital One Bank sought to garnish a judgment debtor's funds held by Edison Credit Union,
Edison refused to hold the garnished ... to benefits shall be exempt from levy, execution, attachment,
or any other remedy whatsoever provided for the collection of debt; and benefits ...
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PRACTICE AREAS
- Accident & Injury
- Bankruptcy & Debt
- -Bankruptcy
- -Bankruptcy Litigation
- -Commercial Bankruptcy
- -Consumer Bankruptcy
- -Dissolution
- -Collection
- Credit & Debt
- -Reorganization
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