Who Pays Your Medical Bills After a St. Louis Auto Accident?
Depending on the severity of a car accident, your expenses can range from a thousand dollars for a short trip to the emergency room to tens of thousands of dollars for intensive medical care. A car accident can throw a family into financial crisis. When a negligent driver is responsible for your injuries, you may believe that any expenses incurred should be billed directly to the other party. It takes time for a car accident claim to be settled. How will your medical bills get paid? We will discuss three ways your medical bills can get paid.
You are ultimately responsible for paying your medical bills after a car accident. If you have a health insurance policy, use this policy first to pay for your expenses. The health insurance company will be billed a fraction of the cost compared with what you would be billed directly. However, any payments your health insurance covers will be reimbursed back to the insurance company out of your car accident settlement.
When You Do Not Have Health Insurance
Not everyone has health insurance coverage. When you receive services from a hospital and you have no health insurance, the hospital will make payment arrangements with you for your expenses. It is not uncommon for a family to have a difficult time making these payments, especially if the injured person has not been able to work. Our St. Louis car injury attorney can negotiate with the hospital and debt collectors to lower the amount of your outstanding debts.
Out of Your Own Pocket
A car accident victim may be able to pay out-of-pocket for certain expenses. Prescription medications and pain medication can be expensive and adds up over time. Keep a record of all your purchases related to your injuries so that these costs can be included in your car accident claim.
Our legal team will help you pursue compensation for your car accident and recover as much of the damages as possible. This includes negotiating with your creditors. Call The Hoffmann Law Firm, L.L.C. at (314) 361-4242 for a free consultation.
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