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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Terrence Jay Moore

Trusts, Business, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1010 N Ross St, Santa Ana, CA 92701

Adam S. Hamburg

Construction, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2122 North Broadway, Santa Ana, CA 92706

Michelle Rene Ghidotti

Civil Rights, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1920 Old Tustin Ave, Santa Ana, CA 92705

Michelle Rene Ghidotti

Foreclosure, Civil Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1920 Old Tustin Ave, Santa Ana, CA 92705

Nicholas J Cochran

Lawsuit, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

2021 E 4th St, Santa Ana, CA 92705

Peter Holzer

Commercial Real Estate, Business, Bankruptcy, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

250 N Golden Circle Dr, Santa Ana, CA 92705

Norman J Homen

Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

13252 Garden Grove Blvd, Garden Grove, CA 92843

Amy Lynn Spencer

Business, Bankruptcy

Status: Suspended Licensed: 18 Years

CONTACT

Anaheim, CA 92825

Loreto Ganzon Santiago

Commercial Real Estate, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

11632 Jacalene Ln, Garden Grove, CA 92840

Phu Do Nguyen

Litigation, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

10517 Garden Grove Boulevard, Garden Grove, CA 92843

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCBA

See Fair Credit Billing Act.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Orange Bankruptcy Lawyer, California, page 4

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Terrence Jay Moore

Adam S. Hamburg

Michelle Rene Ghidotti

Michelle Rene Ghidotti

Nicholas J Cochran

Peter Holzer

Norman J Homen

Amy Lynn Spencer

Loreto Ganzon Santiago

Phu Do Nguyen

TIPS

LEGAL TERMS

UNDUE HARDSHIP

CREDIT REPORT

MEETING OF CREDITORS

CREDIT COUNSELING

GRACE PERIOD

FORBEARANCE

DISCHARGE (OF DEBTS)

DEFINED CONTRIBUTION PLAN

FCBA

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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