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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David P. Hathaway

General Practice

Status: In Good Standing Licensed: 25 Years

CONTACT

420 S Orange Ave, Orlando, FL 32801

Arthur Sydnor Barksdale

Construction, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

390 N Orange Ave, Orlando, FL 32801

David J. Labovitz

Landlord-Tenant, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

Orlando, FL 32856

Angela Jo Stanley

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

Orlando, FL 32802

Jimmy D. Parrish

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

Orlando, FL 32802

Philip Wade Richardson

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

924 W Colonial Dr, Orlando, FL 32804

Philp Richardson

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

924 W Colonial Dr, Orlando, FL 32804

Arthur S. Barksdale

Construction, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

390 N Orange Ave, Orlando, FL 32801

Michael S Provenzale

Commercial Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Orlando, FL 32802

Andrew V Layden

Civil Rights, Banking & Finance, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

Orlando, FL 32802

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT FILE

See credit report.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Orlando Credit & Debt Lawyer, Florida, page 3

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

David P. Hathaway

Arthur Sydnor Barksdale

David J. Labovitz

Angela Jo Stanley

Jimmy D. Parrish

Philip Wade Richardson

Philp Richardson

Arthur S. Barksdale

Michael S Provenzale

Andrew V Layden

TIPS

LEGAL TERMS

FCRA

DOING BUSINESS AS (DBA)

MEETING OF CREDITORS

CREDIT FILE

ACCORD AND SATISFACTION

DISPOSABLE INCOME

COSIGNER

UNSECURED DEBT

REAFFIRMATION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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