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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph Francisco Botelho

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Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

FREE CONSULTATION

CONTACT

888-269-0688

48 East Manning Street, Providence, RI 02906

David L. Graham

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Bankruptcy & Debt, Criminal, Estate, Divorce & Family Law, Accident & Injury

Since 1982, Attorney Graham has represented clients in many diverse areas of the law. He has represented hundreds of clients in the area of consumer b... (more)

CONTACT

401-861-4056

840 Smithfield Ave., Lincoln, RI 02865

Thomas Madden

Credit & Debt, Estate Planning, Family Law, Litigation

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CONTACT

222 Richmond Street, Providence, RI 02903

Jack D. Pitts

Trusts, Estate, Criminal, Bankruptcy

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635 Killingly Street, Johnston, RI 02919

Jennifer A. Armstrong

Collection, Consumer Bankruptcy, Workout, Foreclosure

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FREE CONSULTATION

CONTACT

353 Armistice Boulevard, Pawtucket, RI 02861

Jennifer Hoopis D'Ambra

Bankruptcy, Employment, Family Law, Labor Law

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FREE CONSULTATION

CONTACT

33 College Hill Road, Warwick, RI 02886

Keri Hague Beck

Business Organization, Commercial Real Estate, Credit & Debt, Estate Planning

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FREE CONSULTATION

CONTACT

931 Jefferson Blvd., Warwick, RI 02886

Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

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CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Jacqueline Grasso

Bankruptcy & Debt, Divorce & Family Law, Accident & Injury, Workers' Compensation

Status: Licensed: 31 Years

FREE CONSULTATION

CONTACT

197 Taunton Avenue, East Providence, RI 02914

Christopher M. Lefebvre

Divorce & Family Law, Bankruptcy & Debt, Estate, Consumer Rights, Defect and Lemon Law

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FREE CONSULTATION

CONTACT

2 Dexter St, Pawtucket, RI 02860

800-814-6700

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCRA

See Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FDCPA

See Fair Debt Collections & Practices Act.

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Providence Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph Francisco Botelho

David L. Graham

Thomas Madden

Jack D. Pitts

Jennifer A. Armstrong

Jennifer Hoopis D'Ambra

Keri Hague Beck

Danielle A. Britto

Jacqueline Grasso

Christopher M. Lefebvre

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LEGAL TERMS

PRIORITY DEBT

SETOFF

FCRA

NONEXEMPT PROPERTY

UNSECURED DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BANKRUPTCY TRUSTEE

FDCPA

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