Richmond Bankruptcy & Debt Lawyer, Virginia


Dimitrios  Karles Lawyer

Dimitrios Karles

VERIFIED
Business, Landlord-Tenant, Residential Real Estate, Divorce & Family Law, Collection

Dimitrios Karles is a member of the firm’s business, litigation, and real estate section. As a litigator, he regularly represents individual and cor... (more)

Kimberly Alice Chandler Lawyer

Kimberly Alice Chandler

VERIFIED
Bankruptcy & Debt, Consumer Protection

Kimberly A. Chandler earned her law degree at University of Richmond’s T.C. Williams School of Law (2001) and a B.A. in Business from Michigan State... (more)

FREE CONSULTATION 

CONTACT

800-843-9760

John Carter Morgan Lawyer

John Carter Morgan

VERIFIED
Bankruptcy & Debt, Foreclosure
Compassionate and experienced legal representation providing affordable rates.

John Morgan grew up in Northern Virginia and is a devoted family man. John has felt the embarrassment and pain of financial burdens and filed bankrupt... (more)

FREE CONSULTATION 

CONTACT

804-997-7395

Dimitrios  Karles Lawyer

Dimitrios Karles

VERIFIED
Business, Landlord-Tenant, Residential Real Estate, Divorce & Family Law, Collection

Dimitrios Karles is a member of the firm’s business, litigation, and real estate section. As a litigator, he regularly represents individual and cor... (more)

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Jennifer Jo West

Corporate, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Erin M. Landry

Collection, Bankruptcy
Status:  In Good Standing           

Neil Edward McCullagh

Corporate, Banking & Finance, Credit & Debt, Bankruptcy
Status:  In Good Standing           

Erin Elizabeth Kessel

Collection, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Brian R. M. Adams

Construction, Immigration, Corporate, Collection
Status:  In Good Standing           

John C. Moore

Estate Planning, Corporate, Credit & Debt, Bankruptcy
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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Lawyer.com can help you easily and quickly find Richmond Bankruptcy & Debt Lawyers and Richmond Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCRA

See Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT FILE

See credit report.