Fredericksburg Bankruptcy & Debt Lawyer, Virginia

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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert John Barlow

Adoption, Alimony & Spousal Support, Bankruptcy, Corporate

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3516 Plank Road, Fredericksburg, VA 22407

Darren C. Hickman

Business Successions, Business Organization, Collection, Contract

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3516 Plank Road, Fredericksburg, VA 22407

George Ernest Marzloff

Traffic, DUI-DWI, Criminal, Bankruptcy

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385 Garrisonville Road, Stafford, VA 22554

Robert Bruce Easterling

Real Estate, Bankruptcy, Corporate, Trusts

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2217 Princess Anne Street, Fredericksburg, VA 22401

Justin Scott Mcleod

Collection, Family Law, Wills & Probate, Landlord-Tenant

Status: In Good Standing

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910 Princess Anne Street, Fredericksburg, VA 22401

Timothy James Wall

Criminal, Credit & Debt

Status: In Good Standing

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150 Riverside Pkwy, Fredericksburg, VA 22406

Anthony Charles Williams

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

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1303 Courthouse Road, Stafford, VA 22554

R. Scott Pugh

Corporate, Civil Rights, Litigation, Collection

Status: In Good Standing

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9108 Courthouse Road, Spotsylvania, VA 22553

Nathanael Ward Buczek

Bankruptcy, Family Law, Elder Law, Trusts

Status: In Good Standing

CONTACT

1303 Courthouse Road, Stafford, VA 22554

Robert John Barlow

Real Estate, Bankruptcy, Contract, Corporate

Status: In Good Standing

CONTACT

1303 Courthouse Road, Stafford, VA 22554

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Fredericksburg Bankruptcy & Debt Lawyer, Virginia

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

Robert John Barlow

Darren C. Hickman

George Ernest Marzloff

Robert Bruce Easterling

Justin Scott Mcleod

Timothy James Wall

Anthony Charles Williams

R. Scott Pugh

Nathanael Ward Buczek

Robert John Barlow

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LEGAL TERMS

MEETING OF CREDITORS

TRADE NAME

FDCPA

LIMITED LIABILITY

PRESUMED ABUSE

NUISANCE FEES

DISCHARGE (OF DEBTS)

COSIGNER

LIEN

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