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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jennifer J Sherwood

Divorce & Family Law, Child Custody, Real Estate, Lawsuit & Dispute, Collection

Affordable Reliable and Available

Jennifer Sherwood is a practicing lawyer in Hampton Roads Virginia with a focus on Custody Disputes and Consumer Protection.

FREE CONSULTATION

CONTACT

800-792-5190

809 Main Street, Newport News, VA 23605

Casey Chmielewski

✓ VERIFIED

Bankruptcy & Debt, Divorce & Family Law, Estate

Outstanding service and a reasonable price

As the managing partner of the firm, Casey is responsible for the day to day operations of the firm's two office locations. In addition to managing th... (more)

FREE CONSULTATION

CONTACT

800-659-5191

1932 Kempsville Road, Virginia Beach, VA 23464

Christie M. Wilson

Bankruptcy, Divorce, Social Security -- Disability, Estate Planning

Status: In Good Standing

CONTACT

744A Thimble Shoals Boulevard, Newport News, VA 23606

Edward I. Sarfan

Collection, Criminal, Personal Injury

Status: In Good Standing

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225 28th Street, Newport News, VA 23607

Lorin D. Hay

Bankruptcy, Criminal, Family Law, Real Estate

Status: In Good Standing

FREE CONSULTATION

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281 Independence Boulevard, Virginia Beach, VA 23462

Peter F. Herrick

Bankruptcy, DUI-DWI, Credit & Debt, Traffic

Status: In Good Standing

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1403 Greenbrier Parkway, Greenbrier Point, Chesapeake, VA 23320

David McCormick

Bankruptcy & Debt, Divorce & Family Law, Criminal, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

CONTACT

827 Diligence Dr #200, Newport News, VA 23606

Craig Carley Marchiando

Litigation, Class Action, Credit & Debt, Collection

Status: In Good Standing

CONTACT

763 J Clyde Morris Blvd, Newport News, VA 23601

Timothy Anderson

Bankruptcy & Debt, Criminal, DUI-DWI, Divorce & Family Law, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

101 Eaton Street, Hampton, VA 23669

Jeanne Tyler Anderson

Immigration, Divorce, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

101 Eaton Street, Hampton, VA 23669

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Newport News Bankruptcy & Debt Lawyer, Virginia

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

Jennifer J Sherwood

Casey Chmielewski

Christie M. Wilson

Edward I. Sarfan

Lorin D. Hay

Peter F. Herrick

David McCormick

Craig Carley Marchiando

Timothy Anderson

Jeanne Tyler Anderson

TIPS

LEGAL TERMS

GARNISHMENT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIMITED PARTNERSHIP

NO-FAULT INSURANCE

TRUTH IN LENDING ACT (TILA)

WINDING UP

GRACE PERIOD

CREDIT BUREAU

LIEN

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