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Richmond Bankruptcy & Debt Lawyer, Virginia

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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Kimberly Alice Chandler Lawyer

Kimberly Alice Chandler

✓ VERIFIED

Bankruptcy & Debt, Consumer Protection

Kimberly A. Chandler earned her law degree at University of Richmond’s T.C. Williams School of Law (2001) and a B.A. in Business from Michigan State... (more)

FREE CONSULTATION

4100 East Parham Road, Richmond, VA 23228

John Carter Morgan Lawyer

John Carter Morgan

✓ VERIFIED

Bankruptcy & Debt, Foreclosure

Compassionate and experienced legal representation providing affordable rates.

John Morgan grew up in Northern Virginia and is a devoted family man. John has felt the embarrassment and pain of financial burdens and filed bankrupt... (more)

FREE CONSULTATION

8607 Mayland Drive, Richmond, VA 23294

Jennifer Jo West

Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Erin M. Landry

Collection, Bankruptcy

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Speak with Lawyer.com

Neil Edward McCullagh

Corporate, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Erin Elizabeth Kessel

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Brian R. M. Adams

Construction, Immigration, Corporate, Collection

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Amanda B. Gallagher

Banking & Finance, Corporate, Bankruptcy, Credit & Debt

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

Hallet M. Culbreth

Corporate, Bankruptcy

Status: In Good Standing

411 East Franklin Street, Richmond, VA 23219

John C. Moore

Estate Planning, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

5206 Markel Road, Richmond, VA 23230

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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCBA

See Fair Credit Billing Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT FILE

See credit report.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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