... BACKGROUND. Plaintiff was involved in an automobile accident on January 12, 2001, at around
8 am He suffered a spinal cord injury during the accident and was brought to the emergency
room of Decatur Memorial Hospital (the Hospital) at about 8:30 am that day. ...
... Under that listing, the policy stated the bodily injury coverage was $100,000 for each person
and $300,000 for each accident. ... By contrast, in the instant case, there were two covered vehicles
involved in one accident, resulting in bodily injury to one person. ...
... collision. Further, Dr. Keller testified positively and unequivocally that Baby Doe did
not suffer any injury as a result of the accident itself. According to Dr. Keller, plaintiff
had a viable pregnancy that could have gone to term. Indeed ...