Skokie Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Ben Schneider

Foreclosure, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

8424 Skokie Blvd., Skokie, IL 60077

David N Byer

Landlord-Tenant, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

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1780 Maple Street, Northfield, IL 60093

Julia J Smolka

Bankruptcy & Debt, Banking & Finance, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

216 Higgins Road, Park Ridge, IL 60068

Ben Leo Schneider

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

8424 Blvd, Skokie, IL 60077

Stuart Lloyd Swanson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

4131 Main St, Skokie, IL 60076

Philip Novak

Business, Contract, Collection, Health Care, Litigation

Status: In Good Standing Licensed: 19 Years

CONTACT

7366 N Lincoln Road, Lincolnwood, IL 60712

Jay A. Slutzky

Corporate, Business Organization, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

7749 N Milwaukee Ave, Niles, IL 60714

Donald Anthony Smith

Estate Planning, Adoption, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

241 Golf Mill Professional Building, Niles, IL 60714

Barbara Merrey Decoster

Estate, Transactions, Collection, Products Liability

Status: In Good Standing Licensed: 47 Years

CONTACT

1620 Cleveland Street, Evanston, IL 60202

Barbara Decoster

Estate, Transactions, Collection, Products Liability

Status: In Good Standing Licensed: 47 Years

CONTACT

1620 Cleveland Street, Evanston, IL 60202

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Skokie Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Ben Schneider

David N Byer

Julia J Smolka

Ben Leo Schneider

Stuart Lloyd Swanson

Philip Novak

Jay A. Slutzky

Donald Anthony Smith

Barbara Merrey Decoster

Barbara Decoster

TIPS

LEGAL TERMS

NUISANCE FEES

WORKOUT

CREDIT FILE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PREFERENCE

WINDING UP

COLLECTION AGENCY

UNSECURED DEBT

NONEXEMPT PROPERTY

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