I have proudly focused my law practice on helping consumers who are harassed or sued by abusive debt collectors.

Henry’s office is located in Philadelphia. He was born and raised in Philadelphia, is licensed to practice law in Pennsylvania, and received his J.D. from Duquesne University School of Law in 1995. Henry was a law clerk for the Honorable Brenda J. Hollar in the Territorial Court of US Virgin Islands. He has also successfully organized, owned and operated several small businesses. Prior to starting his law firm, Henry spent five years working as a consumer advocate at Community Legal Services of Philadelphia — one of the oldest, most prestigious and effective providers of non-profit legal services in the country. While there, Henry spent countless hours saving consumers’ homes from Sherriff’s Sale by obtaining Loan Modifications and filing Chapter 13 bankruptcy. He frequently negotiated with lenders (in the Philadelphia Court of Common Pleas nationally recognized Residential Mortgage Foreclosure Diversion Program) to obtain Home Affordable Mortgage Program (HAMP) loan modifications. Henry was also a Contributing Writer to the following editions of the Urban Affairs Coalition Foreclosure Prevention Guide: Fall 2012 Edition, Section II, Home Affordable Modification Program (HAMP), pp. 23-25 · Winter/Spring 2012 Edition, Section II, HAMP, p. 25 · Fall 2013 Edition, Section II, HAMP, pp. 22-24; HAMP 2MP, pp. 25-26; HAMP UP, p. 27. The Guide is a resource for consumers to use as an outline to get a general understanding of the various HAMP loan modification programs. In addition, Henry was a Tax Research Analyst with H&R Block at their World Headquarters in Kansas City, MO. Henry worked on the Tax Change Analyst Team and with the “TIGERS” Group (Trusts, IRS Procedure, Gifts, Estates, Retirement, and State/local). Henry monitored six states for tax regulatory changes in Arizona, Hawaii, Indiana, Oklahoma, Pennsylvania, and West Virginia. He also provided H&R Block Franchisees, located across the nation, with tax research support for questions relating to Trusts, IRS Procedure, Gifts, Estates, Retirement, and State/local issues. Henry is a member of the American Bar Association, and the Philadelphia Bar Association. He served as a volunteer for Philadelphia VIP and the Low Income Tax Clinic at the Delaware Community Reinvestment Action Council. Henry is admitted to practice before all Pennsylvania State Courts, the United States District and Bankruptcy Courts for the Eastern District of Pennsylvania, as well as the United States Tax Court in Washington, D.C.

Attorney Schwartz started practicing law in 1992 and opened his own firm in 2005. For over 22 years, his focus has been on bankruptcy law. Our mission is to build relationships with our clients. We offer sound legal counsel during a difficult time in your financial life. Michael Schwartz, a seasoned bankruptcy attorney based in Bucks County, PA, specializes in guiding individuals through Chapter 7 and Chapter 13 bankruptcy filings. With over 30 years in the legal profession and more than two decades focusing on bankruptcy law, he brings a wealth of expertise to his practice. Since 2001, Michael has been dedicated exclusively to bankruptcy law, serving clients across the Philadelphia area, including Bucks, Delaware, and Montgomery counties. Graduating with a bachelor's degree in Chemical Engineering from Rutgers University in 1989, Michael Schwartz later earned his Juris Doctor from Widener University School of Law in Wilmington, DE, in 1992. He is admitted to practice in both Pennsylvania and New Jersey since 1992. Beyond his bankruptcy law practice, Michael Schwartz is actively involved as a mediator on divorce panels, leveraging his financial acumen. His commitment to client relationships is reflected in consistent 5-star reviews, highlighting his responsive and compassionate approach. His community service has earned him numerous accolades, including the prestigious Shalom Award, which he has received twice for his service in Bucks County. Choose Michael Schwartz for knowledgeable and compassionate bankruptcy legal assistance near you.