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Michael Alan Latzes Lawyer

Michael Alan Latzes

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Bankruptcy, Divorce & Family Law, Real Estate, Wills & Probate, Foreclosure
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Throughout his career, Mr. Latzes has directed his practice toward representing individuals who required bankruptcy assistance and related consumer ma... (more)

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800-981-8170

Christopher  Bokas Lawyer

Christopher Bokas

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Criminal, Bankruptcy

Attorney Christopher Bokas handles all felonies and misdemeanors, including white collar crimes, juvenile crimes, drug offenses, parol and probation v... (more)

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800-997-6550

Stuart A. Eisenberg Lawyer

Stuart A. Eisenberg

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Bankruptcy, Criminal, Personal Injury, Real Estate, Estate
When Your Interests Are At Stake, Not Just Any Lawyer Will Do

Stuart A. Eisenberg has over 35 years of involvement as an attorney. Since 1998, Mr. Eisenberg’s law firm has successfully engaged in assisting con... (more)

Donald  Williford Lawyer

Donald Williford

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Bankruptcy, DUI-DWI, Family Law, Litigation, Wills & Probate

Bristol, PA Lawyer The Law Office of Donald Williford For over 24 years, the Law Office of Donald Williford has provided aggressive and effect... (more)

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800-429-9010

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John M. Adelstein Lawyer

John M. Adelstein

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

Jon M. Adelstein has an established track record of helping financially challenged consumer and business clients in Bucks, Montgomery and Philadelphia... (more)

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John W. Craynock Lawyer

John W. Craynock

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Bankruptcy, Family Law, State and Local, Personal Injury, Wills & Probate

John Craynock has been a practicing attorney since 1983 and has received many kudos and awards over his career. John has successfully helped individu... (more)

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800-684-0380

Paul R. Rosen

Bankruptcy, Corporate, Business Organization, Civil Rights, Defamation & Slander
Status:  In Good Standing           

Anne Marie Aaronson

Bankruptcy
Status:  In Good Standing           

Lawrence G. McMichael

Bankruptcy, Litigation, Insurance
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Mark A. Wachlin

Bankruptcy, Litigation
Status:  In Good Standing           

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FCBA

See Fair Credit Billing Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SAMPLE LEGAL CASES

Stoeckinger v. Presidential Financial Corp.

... Stoeckinger argues that the trial court erred in determining that his claims were barred by res judicata due to a prior bankruptcy proceeding involving the parties herein. For the following reasons, we affirm. ... 5 On or about April 16, 2004, Sol-9 filed for bankruptcy. SR at 53b. ...

Zokaites v. Pittsburgh Irish Pubs, LLC

... execution and unsuccessfully attempted to collect his judgment. Thereafter, on September 4, 2007 [Appellee] Pittsburgh Irish Pubs, LLC filed for bankruptcy under Chapter 11. In an attempt to collect the outstanding judgment ...

In re Ullman

... They argue that statements, which they attribute to Jones and WFJ, made in legal arguments in a bankruptcy and a civil proceeding were false. They argue that these statements were that a bankruptcy claim of [Appellant] and ...