Oconee County, SC Reorganization Lawyers, page 5

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Oconee Reorganization lawyer.
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Lawrence Charles Lane

General Practice

Status: Inactive Licensed: 37 Years

CONTACT

401 S. Way Court, Salem, SC 29676

Bethany Ann Blundy

Real Estate, Criminal

Status: In Good Standing

CONTACT

165 West Bay View Drive, Seneca, SC 29672

William R. Owens

Real Estate, Industry Specialties, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

Walhalla, SC 29691

Roberta Lee Mccaw

General Practice

Status: In Good Standing Licensed: 28 Years

CONTACT

310 Falling Leaf Court, Seneca, SC 29672

Suzanne E. Earle

Education, Divorce & Family Law, Discrimination, Business Organization

Status: In Good Standing Licensed: 43 Years

CONTACT

1525 Senate Street, Walhalla, SC 29691

Albert A. Hazen

Real Estate, Government, Estate

Status: In Good Standing

CONTACT

Fair Play, SC 29643

Charles B. Bowen

Traffic

Status: In Good Standing Licensed: 40 Years

CONTACT

103 Pine Walk Dr, Fair Play, SC 29643

William A. Mcconnell

General Practice

Status: Inactive Licensed: 43 Years

CONTACT

23 Mizzen Lane, Salem, SC 29676

David Everett Huizenga

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

131 Lindos Drive, Seneca, SC 29672

James W. Addison

General Practice

Status: Inactive Licensed: 53 Years

CONTACT

201 South Summit Drive, Seneca, SC 29672

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Oconee County, SC Reorganization Lawyers, page 5

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Lawrence Charles Lane

Bethany Ann Blundy

William R. Owens

Roberta Lee Mccaw

Suzanne E. Earle

Albert A. Hazen

Charles B. Bowen

William A. Mcconnell

David Everett Huizenga

James W. Addison

TIPS

LEGAL TERMS

ABUSE

FORBEARANCE

GRACE PERIOD

IRS EXPENSES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTEED RESERVATION

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED LIABILITY

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