Allegany County, NY Reorganization Lawyers, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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J.R. Santana Carter

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

7 Court St, Belmont, NY 14813

Marc I. Woltag

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

164 N Main St, Wellsville, NY 14895

David T. Pullen

Real Estate, Government, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 49 Years

CONTACT

Fillmore, NY 14735

Leslie J. Haggstrom

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

47 West Main Street, Angelica, NY 14709

Paul Steven Dicola

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

7 Court St, Belmont, NY 14813

Daniel George Synakowski

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

Wellsville, NY 14895

Carissa Michelle Knapp

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

7 Court St, Belmont, NY 14813

Roy D Bielewicz

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

5398 Burt Hill Rd, Fillmore, NY 14735

Michael Brian Finn

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

Wellsville, NY 14895

Nora Kathleen Carnes

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

218 East Dyke Street, Wellsville, NY 14895

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Allegany County, NY Reorganization Lawyers, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

J.R. Santana Carter

Marc I. Woltag

David T. Pullen

Leslie J. Haggstrom

Paul Steven Dicola

Daniel George Synakowski

Carissa Michelle Knapp

Roy D Bielewicz

Michael Brian Finn

Nora Kathleen Carnes

TIPS

LEGAL TERMS

MEETING OF CREDITORS

FORBEARANCE

DEBT COLLECTOR

CREDIT BUREAU

REPOSSESSION

ABUSE

NUISANCE FEES

CURRENT MONTHLY INCOME

ACCORD AND SATISFACTION

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