Alpharetta Bankruptcy & Debt Lawyer, Georgia

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Brian Clark Near

✓ VERIFIED

Bankruptcy & Debt, Business, Accident & Injury, Estate

Brian Near began his legal practice in 1989 with a law firm located in the former IBM Tower (One Atlantic Center) in midtown Atlanta. He later moved h... (more)

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CONTACT

800-893-2701

3945 Holcomb Bridge Road, Norcross, GA 30092

Evan M. Altman

✓ VERIFIED

Medical Malpractice, Bankruptcy, Business, Estate

Georgia

Mr. Altman concentrates his practice in the areas of bankruptcy, corporate law, personal injury, medical malpractice, product liability and general li... (more)

FREE CONSULTATION

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800-974-1130

Northridge 400, 8325 Dunwoody Place, Building Two, Atlanta, GA 30350

Dorothy B Rosenberger

Estate Planning, Family Law, Corporate, Collection

Status: In Good Standing

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3451 Lawrenceville-Suwanee Road, Suwanee, GA 30024

Meghan Ryan Noblett

Family Law, Divorce & Family Law, Divorce, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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353 Dahlonega Street, Cumming, GA 30040

Ira L. Rachelson

Construction, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Mark G. Hatton

Bankruptcy, Corporate, Construction, Foreclosure

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Benjamin Rachelson

Construction, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Scott William Zottneck

Traffic, Lawsuit & Dispute, Collection, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

200 South Main Street, Alpharetta, GA 30009

Terri Herron

Divorce & Family Law, Criminal, Bankruptcy & Debt, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

11175 Cicero Dr., Alpharetta, GA 30022

John L. Adair

Real Estate, Corporate, Business Organization, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

2475 Northwinds Parkway, Alpharetta, GA 30009

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Alpharetta Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Brian Clark Near

Evan M. Altman

Dorothy B Rosenberger

Meghan Ryan Noblett

Ira L. Rachelson

Mark G. Hatton

Benjamin Rachelson

Scott William Zottneck

Terri Herron

John L. Adair

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LEGAL TERMS

COLLECTION AGENCY

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

LIQUIDATING PARTNER

LIMITED PARTNERSHIP

WINDING UP

HOUSEHOLDER

BANKRUPTCY TRUSTEE

LOSS DAMAGE WAIVER (LDW)

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