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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Patrick Holland

International Tax, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

397 W Main St, Bushnell, IL 61422

Brian Holland

International Tax, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

397 W Main St, Bushnell, IL 61422

Holly Ann Harrison

Litigation, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

212 E Chestnut Street, Canton, IL 61520

Stephanie Soulsby Johnson

Estate Planning, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

212 E Chestnut St, Canton, IL 61520

Michelle Lammers

Lawsuit & Dispute, Business, Collection, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

212 E Chestnut Street, Canton, IL 61520

Michelle Marie Lammers

Lawsuit & Dispute, Business, Collection, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

212 E Chestnut Street, Canton, IL 61520

Trisha Blake

Litigation, Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

Trisha Lynne Blake

Litigation, Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status: In Good Standing

CONTACT

117 E Main St, Galesburg, IL 61401

Charles P. Rose

Employee Rights, Education, Government, Collection

Status: In Good Standing

CONTACT

177 West Lincoln Avenue, Lewistown, IL 61542

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Avon Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Patrick Holland

Brian Holland

Holly Ann Harrison

Stephanie Soulsby Johnson

Michelle Lammers

Michelle Marie Lammers

Trisha Blake

Trisha Lynne Blake

Chad Mathew Long

Charles P. Rose

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

DEBIT CARD

GENERAL PARTNER

CHAPTER 7 BANKRUPTCY

BULK SALES LAW

LIQUIDATING PARTNER

SECURED DEBT

REAFFIRMATION

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