Baring Credit & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dmitry Merrit

Bankruptcy & Debt, Credit & Debt, Personal Injury, Foreclosure, Landlord-Tenant

Status: Licensed: 23 Years

FREE CONSULTATION

CONTACT

14205 South East 36th ST, Bellevue, WA 98006

Ernesto Jack Piza

Landlord-Tenant, International Tax, Corporate, Credit & Debt

Status: Licensed: 24 Years

CONTACT

12835 Ne Bel Red Rd, Bellevue, WA 98005

Jack J. Cullen

Litigation, Civil Rights, Credit & Debt, Bankruptcy

Status: Licensed: 48 Years

CONTACT

202 118Th Ave Se, Bellevue, WA 98005

James R Putnam

Electronic Commerce, Contract, Credit & Debt, Legal Malpractice, Electronic Commerce

Status: Licensed: 21 Years

CONTACT

14517 Ne 5Th St, Bellevue, WA 98007

Janice Lynn Celotti

Land Use & Zoning, Foreclosure, Civil Rights, Credit & Debt

Status: Licensed: 46 Years

CONTACT

13555 SE 36th St, Bellevue, WA 98006

Jeffrey A. Coop

Corporate, Contract, Construction, Credit & Debt, Employment Discrimination

Status: Licensed: 28 Years

CONTACT

11250 Kirkland Way, Kirkland, WA 98033

Jennifer Treadwell Karol

General Practice

Status: Licensed: 23 Years

CONTACT

23745 225Th Way S.E., Maple Valley, WA 98038

Judith Yablonski

Environmental Law Other, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

10885 NE 4th St, Bellevue, WA 98004

Karl Yongsuk Park

Family Law, Civil Rights, Corporate, Credit & Debt

Status: Licensed: 27 Years

CONTACT

7421 Better Way Loop SE, Snoqualmie, WA 98065

Kathleen Ellen Steed-Luick

Land Use & Zoning, Estate Planning, Credit & Debt, Bankruptcy

Status: Licensed: 33 Years

CONTACT

21711 Ne 16Th St, Issaquah, WA 98074

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCBA

See Fair Credit Billing Act.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Baring Credit & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dmitry Merrit

Ernesto Jack Piza

Jack J. Cullen

James R Putnam

Janice Lynn Celotti

Jeffrey A. Coop

Jennifer Treadwell Karol

Judith Yablonski

Karl Yongsuk Park

Kathleen Ellen Steed-Luick

TIPS

LEGAL TERMS

REDEMPTION

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REPOSSESSION

SUBROGATION

PRIORITY DEBT

SECURED DEBT

ABUSE

FCBA

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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