Baytown Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Weston G. Cotten

Bankruptcy & Debt, Estate, Social Security, Social Security -- Disability, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

FREE CONSULTATION

CONTACT

1500 East Wallisville, Highlands, TX 77562

Joseph William Plye

Admiralty & Maritime, Corporate, Antitrust, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

5200 E McKinney Rd, Baytown, TX 77523

Stephen H. Doncarlos

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

825 Rollingbrook Dr, Baytown, TX 77521

Melissa A. Dennis

Wills, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

2770 N Fm 565 Rd, Baytown, TX 77523

James M. Lowry

Credit & Debt, Family Law, Science, Technology & Internet, Business & Trade

Status: In Good Standing Licensed: 48 Years

CONTACT

10904 Mesquite Dr, La Porte, TX 77571

Daniel E. O'connell

Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

1500 Roscoe St, La Porte, TX 77571

Ralph Todd Willis

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

205B E San Augustine St, Deer Park, TX 77536

Dennis M Slate

Trusts, Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

112 E Forrest Ln, Deer Park, TX 77536

Shelly A. Merchant

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

2703 Center St, Deer Park, TX 77536

Mitchell Carlos Contreras

Environmental Law Other, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

Deer Park, TX 77536

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Baytown Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Weston G. Cotten

Joseph William Plye

Stephen H. Doncarlos

Melissa A. Dennis

James M. Lowry

Daniel E. O'connell

Ralph Todd Willis

Dennis M Slate

Shelly A. Merchant

Mitchell Carlos Contreras

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LEGAL TERMS

FCRA

FRATERNAL BENEFIT SOCIETY BENEFITS

REAFFIRMATION

FRAUDULENT TRANSFER

DOING BUSINESS AS (DBA)

WORKOUT

BULK SALES LAW

SUBROGATION

PRESUMED ABUSE

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