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Daniel Ciment
About | Practice Areas
Ciment Law Firm PLLC
24275 Katy Freeway Suite 400 Katy, TX 77494» view map
Bankruptcy & Debt Law
Texas Consumer Protection

My firm specializes in protecting Texans’ Consumer Rights and resolving their unpaid debts.

800-291-2160
1. Daniel Ciment Katy, TX
  Attorney at Law- TX, 2003
  South Texas College of Law, J.D. 2003
2. AboutCiment Law Firm PLLC
  Texas Consumer Protection
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Chance M. McGhee

Bankruptcy & Debt, Bankruptcy, Collection, Foreclosure, Credit & Debt

Attorney Chance McGhee is a highly respected bankruptcy attorney in the San Antonio area and beyond. He served as the past Treasurer and is currently ... (more)

FREE CONSULTATION

CONTACT

210-342-3400

8207 Callaghan Rd., San Antonio, TX 78230

Ronald J Smeberg

✓ VERIFIED

Bankruptcy & Debt, Real Estate, Estate, Employment, Business

Ronald Smeberg has extensive trial experience and is well-known for creating innovative legal strategies to resolve complex cases in state and federal... (more)

FREE CONSULTATION

CONTACT

800-892-7260

111 West Sunset Road, San Antonio, TX 78209

Gennaro G. Du Terroil

✓ VERIFIED

Family Law, Employee Rights, Employment, Consumer Bankruptcy, Personal Injury

Gennaro Du Terroil is an experience lawyer who has been practicing since 2003. Mr. Terroil has been an active lawyer since 2009 in the State of Texas.... (more)

CONTACT

800-908-6581

18756 Stone Oak Pkwy, San Antonio, TX 78258

Rick Flume

Tax, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

8700 Crownhill Blvd., San Antonio, TX 78209

Heidi McLeod

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

3201 Cherry Ridge, San Antonio, TX 78230

Ralph E. Williamson

Family Law, Eminent Domain, Collection, Wills & Probate

Status: In Good Standing

FREE CONSULTATION

CONTACT

Frost Bank Windsor Park Building, 8202 IH-35 North, San Antonio, TX 78239

Terence A. Willis

Banking & Finance, Contract, Bankruptcy, Business Organization

Status: In Good Standing

CONTACT

Suite #100, 103 Biltmore St., San Antonio, TX 78213

Laura Marion-Faul

Banking & Finance, Corporate, Commercial Banks, Credit & Debt

Status: In Good Standing

CONTACT

Suite #100, 103 Biltmore St., San Antonio, TX 78213

Neil Stone

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 37 Years

FREE CONSULTATION

CONTACT

900 Isom, Suite 300, San Antonio, TX 78216

800-923-0641

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FCRA

See Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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San Antonio Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

Ciment Law Firm PLLC

SPONSORED LAWYERS

Chance M. McGhee

Ronald J Smeberg

Gennaro G. Du Terroil

Rick Flume

Heidi McLeod

Ralph E. Williamson

Terence A. Willis

Laura Marion-Faul

Neil Stone

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LEGAL TERMS

FRAUDULENT TRANSFER

FCRA

AUTOMATIC STAY

NUISANCE FEES

UNDUE HARDSHIP

COSIGNER

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT COUNSELING

WINDING UP

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