Fort Worth Bankruptcy & Debt Lawyer, Texas

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Alice Elaine Bower Lawyer

Alice Elaine Bower

VERIFIED
Bankruptcy & Debt, Bankruptcy, Credit & Debt, Consumer Bankruptcy

I have been practicing law in Fort Worth, Texas since 1980. During the first few years of my legal career, I practiced in several areas of law before ... (more)

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817-737-5436

Christopher  Lee Lawyer

Christopher Lee

VERIFIED
Bankruptcy & Debt, Business Organization, Consumer Rights, Tax Litigation, Power of Attorney
My Goal is to Make My Law Firm the Industry Standard in These Areas of the Law.

I am licensed to practice law in the United States Supreme Court, the State of Texas, both the Northern, Eastern and Southern Districts of Texas Feder... (more)

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CONTACT

800-795-0040

Sean Patrick Acker Lawyer

Sean Patrick Acker

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Bankruptcy

Sean P. Acker graduated from the Texas A&M School of Law in 2009 after earning his Bachelor's degree from the University of Texas. Prior to starting h... (more)

Dwain  Downing Lawyer

Dwain Downing

VERIFIED
Wills & Probate, Bankruptcy, Estate Planning, Divorce, Credit & Debt
Experienced and compassionate law firm

Hello, my name is Dwain Downing and if you are in need, I would like to be your attorney, To help you to know me a little better I would like to tell ... (more)

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800-382-6050

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Ted  Machi Lawyer

Ted Machi

VERIFIED
Accident & Injury, Bankruptcy, Social Security -- Disability, Personal Injury

Ted Machi is Board Certified in Consumer Bankruptcy law by the Texas Board of Legal Specialization. For over thirty years, he has helped the little gu... (more)

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CONTACT

800-804-0771

Warren V. Norred Lawyer

Warren V. Norred

VERIFIED
Bankruptcy & Debt, Intellectual Property, Business, Lawsuit & Dispute, Industry Specialties
Admitted to all Texas courts, and the Fifth, Ninth, and Federal Circuit, and the Supreme Court.

Warren V. Norred is an attorney with experience in bankruptcy, intellectual property and litigation. Mr. Norred earned his Bachelor in Electrical Engi... (more)

Matthew  Towson Lawyer

Matthew Towson

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Elder Law, Family Law, Mediation

Attorney Matthew Towson is an associate attorney with the firm. Matthew concentrates his practice in family law and enjoys advocating for our clients ... (more)

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CONTACT

972-584-9382

Michael Raymond Cramer Lawyer

Michael Raymond Cramer

Business, Business Organization, Collection, Construction, Civil & Human Rights

Mr. Cramer grew up in the piney woods of Mt. Vernon, East Texas before moving to Mesquite, where he graduated from High School in 1986. Following high... (more)

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CONTACT

855-982-7199

Marcus  Leinart Lawyer

Marcus Leinart

VERIFIED
Accident & Injury, Bankruptcy & Debt

Marcus is dedicated to helping people who have experienced financial difficulties as a result of life’s unexpected hardships. His law practice focus... (more)

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CONTACT

469-232-3328

Anthony Wayne Reed Lawyer

Anthony Wayne Reed

VERIFIED
Real Estate, Business, Bankruptcy & Debt, Criminal, Divorce & Family Law

Our firm is lead by Anthony W. Reed, Esq. who is the Principal of The Reed Law Group, PLLC. Anthony is fluent in legalese, and a proficient negotiator... (more)

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CONTACT

800-996-8670

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FCBA

See Fair Credit Billing Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT FILE

See credit report.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.