Tyler Bankruptcy & Debt Lawyer, Texas

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Daniel Ciment
About | Practice Areas
Ciment Law Firm PLLC
24275 Katy Freeway Suite 400 Katy, TX 77494» view map
Bankruptcy & Debt Law
Texas Consumer Protection

My firm specializes in protecting Texans’ Consumer Rights and resolving their unpaid debts.

800-291-2160
1. Daniel Ciment Katy, TX
  Attorney at Law- TX, 2003
  South Texas College of Law, J.D. 2003
2. AboutCiment Law Firm PLLC
  Texas Consumer Protection
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard H. Lottmann

Estate Planning, Family Law, Contract, Bankruptcy

Status: In Good Standing

CONTACT

3805 Old Bullard Road, Tyler, TX 75701

Otis W. Carroll

Complex Litigation, Corporate, Antitrust, Commercial Bankruptcy

Status: In Good Standing

CONTACT

6101 S. Broadway Ave., Tyler, TX 75703

J. Patrick Kelley

Bankruptcy, Corporate, Commercial Bankruptcy, Reorganization

Status: In Good Standing

CONTACT

6101 S. Broadway Ave., Tyler, TX 75703

Gordon Mosley

Bankruptcy

Status: In Good Standing

CONTACT

4411 Old Bullard, Tyler, TX 75703

Matthew M. Hill

Collection, Complex Litigation, Contract, Employment

Status: In Good Standing

FREE CONSULTATION

CONTACT

111 W Tyler St, Longview, TX 75601

James Ronald Horsley

Traffic, Litigation, Clean Air Practice, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

231 S College Ave, Tyler, TX 75711

Nathaniel Quentin Moran

Litigation, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

231 S College Ave, Tyler, TX 75711

John Bennett White

Litigation, Employee Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

231 S College Ave, Tyler, TX 75711

Jeffery Kenneth Heck

Litigation, Oil & Gas, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

100 E. Ferguson, Tyler, TX 75702

Charles Lewis Ainsworth

Intellectual Property, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

100 E Ferguson St, Tyler, TX 75702

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

Tyler Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

Ciment Law Firm PLLC

SPONSORED LAWYERS

Richard H. Lottmann

Otis W. Carroll

J. Patrick Kelley

Gordon Mosley

Matthew M. Hill

James Ronald Horsley

Nathaniel Quentin Moran

John Bennett White

Jeffery Kenneth Heck

Charles Lewis Ainsworth

TIPS

LEGAL TERMS

COLLATERAL

PREFERENCE

TRUTH IN LENDING ACT (TILA)

CHAPTER 7 BANKRUPTCY

NONEXEMPT PROPERTY

DISPOSABLE INCOME

FRAUDULENT TRANSFER

FAIR LABOR STANDARDS ACT (FLSA)

FCBA

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